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Jen E Professional Accountants Jen E Professional Accountants specialises in Accounting, Tax and Payroll services. Contact us for a quotation today.

Two-days-to-go filing checklistTwo Days Left. Here Is Everything You Need to File โœ… The non-provisional filing deadline ...
21/10/2026

Two-days-to-go filing checklist

Two Days Left. Here Is Everything You Need to File โœ… The non-provisional filing deadline is this Friday, 23 October.

If you are filing yourself, do not let a missing document be the thing that trips you up. Have these ready before you start:

๐Ÿ”ธ Your IRP5 from every employer
๐Ÿ”ธ Medical aid tax certificate
๐Ÿ”ธ Retirement annuity contribution certificate
๐Ÿ”ธ Bank interest certificates, IT3(b)
๐Ÿ”ธ Records for any rental, freelance, or side income
๐Ÿ”ธ Proof for every deduction you plan to claim

Log into eFiling, work through each source of income, and check the pre-filled figures against your own documents.

SARS gets a lot right, but not everything, so the review is on you. If anything looks off or a certificate is missing, sort it today, not on Friday afternoon. Short on time or unsure? Send it all to us and we will file it for you before the deadline.

Final week filing urgency and late-filing penaltiesThis Is the Final Week. The Filing Deadline Is Friday โฐ If you are a ...
19/10/2026

Final week filing urgency and late-filing penalties

This Is the Final Week. The Filing Deadline Is Friday โฐ If you are a non-provisional taxpayer and you have not filed, this is the week it has to happen. Your 2026 return is due on Friday, 23 October. Miss it, and SARS does not simply send a reminder.

An administrative penalty kicks in, and it is not a once-off. It recurs every month the return stays outstanding, from R250 up to R16,000 a month depending on your income. From 2026, these penalties reach far more individual taxpayers than before, so this is not a risk worth taking.

The good news is that filing now takes the whole problem off the table. If your documents are in order, a return does not take long.

Left it late and feeling behind? Do not panic.

Send us your paperwork and we will file before Friday.

Reading your ITA34 notice of assessmentYou Have Filed. So What Does Your ITA34 Actually Say? Once you submit your return...
14/10/2026

Reading your ITA34 notice of assessment

You Have Filed. So What Does Your ITA34 Actually Say? Once you submit your return, SARS sends back an ITA34, your notice of assessment. It is worth reading properly, not just glancing at the total.

Here is what to look for:

๐Ÿ”ธ A minus amount means a refund is coming your way
๐Ÿ”ธ A positive amount means you owe SARS, and there will be a due date to pay by
๐Ÿ”ธ A note that you have been 'selected for verification' means SARS wants supporting documents, usually within 21 business days

Your Statement of Account shows the fuller picture, including older balances. If a refund is due and your banking details are correct, it is normally paid within a few days. And if you disagree with the assessment, you have the right to dispute it.

Not sure how to read yours, or how to respond? Send it through and we will explain it.

Festive-season cash flow planningThe Festive Season Is Closer Than It Looks.Plan Your Cash Flow Now ๐ŸŽฏOctober is the quie...
12/10/2026

Festive-season cash flow planning

The Festive Season Is Closer Than It Looks.

Plan Your Cash Flow Now ๐ŸŽฏ

October is the quiet moment before two very noisy months.

November and December bring higher sales for some, higher costs for most, and a January that is famously slow.

Smart businesses use October to get ahead of all three.

A few things to line up now:

๐Ÿ”ธ Forecast December and January together, not just the busy weeks
๐Ÿ”ธ Set aside cash for bonuses, leave pay, and supplier accounts that fall due
๐Ÿ”ธ Chase outstanding invoices before clients disappear on holiday
๐Ÿ”ธ Remember your tax and payroll obligations do not pause in December

The businesses that struggle in January are usually the ones that spent December without a plan.

A little foresight now protects you from a cash crunch later.

Want help mapping your festive-season cash flow?

Let us build the forecast with you.

World Financial Planning Day, calculating your net worthWorld Financial Planning Day: Do You Know Your Number? ๐Ÿ“ŠThis wee...
09/10/2026

World Financial Planning Day, calculating your net worth

World Financial Planning Day: Do You Know Your Number? ๐Ÿ“Š

This week marks World Financial Planning Day, on 8 October.

It is a good prompt to ask a question most people never do.

What are you actually worth?

Your net worth is a simple sum. Everything you own, minus everything you owe.

Add up your assets:

๐Ÿ”ธ Cash, savings, and investments
๐Ÿ”ธ Retirement funds
๐Ÿ”ธ Property and vehicles

Then subtract your liabilities:

๐Ÿ”ธ Home loan, car finance, and credit cards
๐Ÿ”ธ Any other outstanding debt

The figure you are left with is your real financial position, and it is more honest than your bank balance on payday.

Track it once a year and you will see whether you are truly moving forward, or just staying busy.

A budget tells you where your money goes.

Net worth tells you where you stand.

Want help building a plan around yours?

Let us map it out with you.

Filing deadline early nudge, file before 23 OctoberThe Filing Deadline Is This Month. Beat the Rush ๐Ÿ“…For non-provisional...
06/10/2026

Filing deadline early nudge, file before 23 October

The Filing Deadline Is This Month. Beat the Rush ๐Ÿ“…

For non-provisional taxpayers, the 2026 return is due on Friday, 23 October.

That is less than three weeks away.

You can file now, and there are good reasons to.

Here is what filing early buys you:

๐Ÿ”ธ Refunds are usually paid within a few days once everything reconciles
๐Ÿ”ธ Time to track down a missing certificate without the pressure
๐Ÿ”ธ A calmer run at eFiling, before the late-October traffic builds
๐Ÿ”ธ No risk of a penalty for slipping past the date

Waiting until the final week is where the stress and the system slowdowns live.

If your documents are ready, there is nothing to gain by holding on.

Auto-assessed and happy with it?

You are already sorted.

Everyone else, let us get your return in early and off your mind.

Send us your paperwork.

Mixing Business and Personal Money? That Is a Problem ๐ŸšฉIt starts innocently.A business expense on your personal card, a ...
28/09/2026

Mixing Business and Personal Money? That Is a Problem ๐Ÿšฉ

It starts innocently.

A business expense on your personal card, a bit of company cash for groceries, all sorted out 'later'.

Later rarely comes.

Here is what blurred finances cost you:

๐Ÿ”ธ You cannot see whether the business is actually profitable
๐Ÿ”ธ Deductions get missed because expenses are buried in personal accounts
๐Ÿ”ธ SARS queries become a nightmare when records do not separate cleanly
๐Ÿ”ธ If you trade as a company, drawing money the wrong way creates tax headaches

The fix is simple, even if it takes discipline.

Open a dedicated business account.

Pay yourself a set amount, and keep every business rand on the business side.

Clean separation means clean books, accurate tax, and a real view of how you are doing.

Struggling to untangle the two? Let us help you draw the line properly.

Happy Heritage Day, South AfricaToday we celebrate the cultures, languages, and traditions that make this country what i...
24/09/2026

Happy Heritage Day, South Africa

Today we celebrate the cultures, languages, and traditions that make this country what it is.

Heritage is more than where we come from.

It is what we choose to pass on.

The recipes handed down at family tables.

The languages spoken across generations.

The small businesses built by parents and grandparents, kept alive through years of hard work.

Every one of those is a legacy, carried forward with care.

As accountants, we see legacy in another form too.

The families who plan ahead so the next generation inherits stability, not stress.

The founders who build something meant to outlast them.

Today, though, the numbers can wait.

We are simply grateful to be part of a country this rich in history, culture, and heart.

Happy Heritage Day to you and yours.

How Long Do You Actually Have to Keep Your Records? ๐Ÿ—„๏ธWith filing season winding down, here is a question to answer befo...
22/09/2026

How Long Do You Actually Have to Keep Your Records? ๐Ÿ—„๏ธ

With filing season winding down, here is a question to answer before you shred anything.

SARS requires you to keep your supporting records for five years.

The part people get wrong is when the clock starts.

It runs from the date you submitted the return, not from the end of the tax year.

So a 2026 return filed in October means keeping everything until roughly October 2031.

A few things to remember:

๐Ÿ”ธ Keep it longer if SARS opens a verification, audit, or dispute, until that is resolved
๐Ÿ”ธ Companies must keep certain records for seven years under the Companies Act
๐Ÿ”ธ For property and other assets, keep the purchase paperwork until five years after you sell

Digital copies are fine, if they are complete and readable.

Not sure what to keep and what to bin? We will help you sort it.

The VAT Threshold Changed This Year. Do You Still Need to Register?For seventeen years, the compulsory VAT registration ...
12/09/2026

The VAT Threshold Changed This Year. Do You Still Need to Register?

For seventeen years, the compulsory VAT registration line sat at R1 million in turnover.

From 1 April 2026, that changed.

Here is where the thresholds sit now:

๐Ÿ”น Compulsory registration: once your taxable turnover passes R2.3 million in any twelve-month period
๐Ÿ”น Voluntary registration: available once you pass R120,000

The VAT rate itself stays at 15%.

This gives many growing businesses far more room before VAT becomes compulsory.

But do not simply wait for year-end to check.

The R2.3 million test runs on any rolling twelve months, so a few big contracts can push you over faster than expected.

Register late and SARS can backdate it, leaving you owing VAT you never charged your clients.

Not sure which side of the line you are on? Let us check your turnover with you.

Address

Pretoria
0081

Opening Hours

Monday 08:00 - 17:00
Tuesday 08:00 - 17:00
Wednesday 08:00 - 17:00
Thursday 08:00 - 17:00
Friday 08:00 - 17:00

Telephone

0848133806

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