Linda van Zyl - Independent Financial Adviser

17/06/2026

📢 SARS Tax Season 2026 is almost here!

SARS has officially announced the following filing dates:
📌 Auto-Assessments: 1 July – 12 July 2026
📌 Non-Provisional Taxpayers: 13 July – 23 October 2026
📌 Provisional Taxpayers: 13 July 2026 – 22 January 2027

❓Do you know which taxpayer category you fall into?

✅ Non-Provisional Taxpayer
You typically earn a salary or wage from an employer and PAYE is deducted from your income throughout the year.
✅ Provisional Taxpayer
You earn additional income from sources such as a business, freelance work, investments, or rental property.

🔍 What is an Auto-Assessment?
If you qualify, SARS will notify you via SMS or email between 1 and 12 July. Your assessment is prepared using information provided by employers, medical schemes, retirement funds, banks, and insurers.

⚠️ Even if you receive an Auto-Assessment, always review it carefully to ensure all information is correct and make any necessary changes.

🚨 Beware of scams!
Tax season is a prime time for phishing attempts. Be cautious of emails, SMSs, or WhatsApp messages asking you to click links, update personal details, or make payments.
Always access your tax information through the official SARS platforms such as eFiling or SARS MobiApp.
For more information, visit the SARS Filing Season page:
https://www.sars.gov.za/types-of-tax/personal-income-tax/filing-season/

09/02/2026

24/01/2026

🔮 You can’t predict the future… but you can create a plan to protect it.

💼 Income Protection Cover

Let’s be real — your biggest asset isn’t your car or your house.
It’s your ability to earn an income.

Have you ever stopped to think how life would change if an illness or injury meant you couldn’t work? 🤕
That’s where income protection comes in — giving you peace of mind that your financial future is protected when the unexpected happens.

👉 So how does income protection work?

You pay a monthly premium based on things like your age, health, and occupation.
If you can’t work due to a covered illness or injury, your insurer pays you a monthly income after a waiting period you choose (anything from 7 days to 24 months).
You receive a tax-free monthly income until you return to work, the policy ends, or you reach retirement age.
Payments are usually up to 75% of your after-tax income.
💡 What about Lump Sum Disability Cover?
Good question!

Lump sum disability cover pays you a once-off amount if you become permanently disabled and can’t work again.

✨ Why you might need both:

Income protection replaces your salary with ongoing monthly payments.
Lump sum disability cover helps with big once-off costs — like paying off your bond, clearing debt, or modifying your home or car.
You may already have cover through your employer — but it’s important to understand what you’re covered for and whether it’s enough for your needs.

⏰ When’s the best time to get covered?
Honestly? Now.
The younger and healthier you are, the more affordable your premiums are. Waiting until later — or until something happens — can make cover more expensive or harder to get.

💬 Let’s chat
If you’d like to review what you’re already covered for, or you’re not sure where to start, let’s have a conversation.
I’ll help you understand your options and find cover that fits your lifestyle and budget — because protecting your income means protecting your future.

📞 Leave your number below and I’ll give you a call, or contact me directly:
Office: 031 566 6488
Cell / WhatsApp: 073 222 7198
📧 [email protected]