29/06/2026
"I didn't build The Financial Caddie® because I had all the answers. I built it because I couldn't find what I needed when I needed it."
I followed my sons to South Africa in 2012. Met my wife here. Together we're raising teenage boys and twin girls.
We are a blended family. And I know what it costs — in every sense of the word — to get the financial side of this wrong.
Here's the mistake I see most often. In couples who love each other deeply. In my own life too.
Assuming you're financially aligned because you love each other.
Love doesn't merge two different money histories. It doesn't dissolve old debt, maintenance obligations, or the habits you built before you met. Those differences don't disappear when you move in together. They go underground — and surface at the worst possible moment.
The fix isn't a spreadsheet. It's a conversation you probably haven't had yet.
If you're in a blended family and money feels heavier than it should — you're not failing. You just don't have a map yet.
That's exactly what we built.
👇 Take the free Couples Financial Clarity Scorecard — 5 minutes, honest results, a clear next step.
https://financialcaddie.link/scorecard2