Emma Pardoe Chartered Accountant

01/09/2026

Your South African Tax Deadlines for September 2026

07 September: PAYE submissions and payments
19 September: Start of Trust Filing Season 2026
29 September: Excise duty payments
30 September: VAT electronic submissions and payments; PIT Provisional payments; CIT Provisional Tax payments where applicable; End of the 2nd fiscal quarter

Whether you are managing complex payroll structures or preparing for year-end audits, staying ahead of these dates ensures your business remains stress-free and fully compliant.

For a comprehensive tax calendar and professional support from our audit and accounting team, please visit the Resources section on our website: https://www.emmapardoe.co.za/resources/

25/08/2026

Did a recent business decision not go as planned? You aren't alone.
Research shows that 85% of business leaders experience "decision distress." The key to recovery isn't ignoring the mistake but to identify the root cause.

Often, those root causes are hidden deep in your financial data.

Read the latest article, "How to Recover from a Bad Business Decision," to learn actionable steps for turning a misstep into a strategic advantage.

📖 Read the full article here:https://www.emmapardoe.co.za/business/everyone-makes-them-heres-how-to-recover-from-a-bad-business-decision/

Need an objective eye on your business? As a Fractional CFO and Registered Auditor, I help you dig into the data without emotional bias. Whether you need to fix cash flow constraints or build robust risk management frameworks, I provide the strategic oversight you need to move forward intelligently.

Contact us today to discuss how Fractional CFO services can protect and grow your business!

21/08/2026

Market Update: Why Markets Keep Finding Their Way Back to the Same Place

This year, just about everything that could go wrong has gone wrong. But despite the turmoil markets have shown remarkable resilience. Time and again, investors have been confronted with events that seemed destined to derail global growth, only for fundamentals to reassert themselves.

As wars, technology, and economic policy continue to pull markets in different directions, one question remains: why do markets keep ending up in almost exactly the same place?

** Read the full article here https://thetaxpeople.co.za/franchise/market-update-why-markets-keep-finding-their-way-back-to-the-same-place/

With Permission ©FinDotNews

20/08/2026

Why Are More People Building ‘Career Insurance’?
For a long time, a second income was a nice-to-have: a “side hustle” that brought in some extra spending money, or was a way to express your interests and creativity outside of work.

But it is increasingly becoming something entirely different: ‘career insurance’.

In this article we look at a profound shift in how people think about a second income, and why it is becoming more critical.

Starting or growing a side hustle? Let us help you keep it SARS compliant and ensure your tax and accounting obligations are managed correctly from day one.

** Read the full article here: https://thecompliancepeople.co.za/why-are-more-people-building-career-insurance/

©FinDotNews with Permission

19/08/2026

SARS has officially released its VAT modernisation consultation paper, marking a significant step in the transition toward a digital, near-real-time tax administration system.

This shift will influence technical design, implementation timelines, and future governance. SARS is calling on all interested stakeholders to review the consultation paper and submit their written feedback by 16 October 2026.

For context, read this article: https://www.moneyweb.co.za/mymoney/moneyweb-tax/sars-launches-consultation-on-digital-overhaul-to-make-vat-compliance-seamless/

Calls for affected and interested stakeholders to review the consultation paper and submit written comments by 16 October.

18/08/2026

Your business may be losing money every month without realising it through unused software subscriptions quietly renewing in the background.

From AI tools and design platforms to productivity apps and shared workspaces, SaaS creep can quickly become a hidden drain on SME cash flow. The issue is rarely one bad purchase. It is usually a lack of visibility, ownership and regular review.

The Zylo 2026 SaaS Management Index reported that 46% of software licences sit unused at any given time, representing more than R350 million in wasted annual expenditure for the average large organisation.

A structured subscription audit can help identify what is still useful, what is duplicated, and what should be cancelled before the next renewal cycle.

If your software costs have grown without a clear reason, or your cash flow is in jeopardy, now is the time to audit them.

Read the full article to find out how hidden subscription costs could be affecting your cash flow, and what steps can help you reduce unnecessary spend. [https://www.linkedin.com/pulse/subscription-trap-smes-losing-thousands-saas-creep-pardoe-ca-sa--ea1rf]



Adapted from ©AccountingDotNews with Permission

17/08/2026

Transferring business assets without an immediate tax hit?

Section 42 allows you to transfer an asset to a South African resident company in exchange for equity shares, deferring the usual tax consequences of a disposal.

Key Highlights:
• It is a deferral, not an exemption: You are delaying the tax, not avoiding it.
• Strict compliance: Detailed requirements and anti-avoidance rules apply.
• Other taxes: VAT and transfer duty may still need to be factored in separately.

Section 42 must be handled carefully to ensure full compliance.

Watch the full Part 6 episode on LinkedIn or YouTube for a complete strategic breakdown.

© Emma Pardoe Chartered Accountant (SA) Registered Auditor

17/08/2026

Congratulations, Gary, on becoming Vice President of BNI Rainmakers! 🎉 We couldn't be prouder of you.

You are a valued and trusted part of our practice, and we're thrilled to have you representing us in the Audit Seat at BNI Rainmakers, a leading Stellenbosch business network.

We know you'll continue to make a tremendous impact and wish you every success in this exciting leadership role.

https://www.facebook.com/share/p/1CuEj8Ngd1/

Introducing the next Top 3:
President Lise Van Der Berg
Vice President Gary Pardoe
Secretary Treasurer Morné Ferreira

Congratulations 🎊

14/08/2026

Proactive Tax Planning Series: Part 5 of 7 📊
Is your business structure exposing you to avoidable succession risks?

Many South African business owners default to a flat structure (owning all shares directly). It’s simple on paper, but high-risk in practice. If the unexpected happens, shares get tied up in the estate, which can freeze banking authority and completely stall operations.

The better approach? A Vertical Structure.
Placing ownership at a higher level (via a holding company or trust) ensures:
✅ Operational continuity and clearer governance
✅ Deliberate, proactive succession planning
✅ Generational wealth protection

Your business structure is a strategic tax, risk, and continuity decision - not just an administrative detail.

Does your current setup support long-term stability? Share your thoughts below or reach out to review your structure.

© Emma Pardoe Chartered Accountant (SA) Registered Auditor

11/08/2026

Running a business in South Africa is a challenge.

Quite apart from the political and economic conditions, every business must also comply with a web of governance, regulatory, SARS tax obligations, and labour law requirements. It’s a massive cost burden, but failing to remain compliant with bodies like SARS and CIPC can mean harsh financial penalties, lost business opportunities, and even deregistration.

Here's how we can turn your compliance into a strategic strength, while also saving your business a substantial amount of time, cost, and hassle.
** Read the full article here: https://www.linkedin.com/pulse/cipc-sars-uif-coida-our-expertise-makes-compliance-pardoe-ca-sa--j8bdf

** Need expert assistance? Reach out to our professional accounting, auditing, and tax team to ensure seamless compliance and protect your bottom line (link in bio).

** For specific regulatory and CIPC registrations, connect with our trusted partner, The Compliance People™.



Adapted from ©AccountingDotNews with Permission