Beth Oosthuysen, Jacques de Villiers & Associates

Home
South Africa
Stellenbosch
Beth Oosthuysen, Jacques de Villiers & Associates

Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Beth Oosthuysen, Jacques de Villiers & Associates, Financial planner, Vredenburg Road, Stellenbosch.

Holistic Financial Planning through Wealth Creation and Wealth Protection

- Investment Planning (Local and International)
- Retirement Planning
- Risk Planning
- Business Assurance
- Estate Planning
- Tax Planning
- Short term insurance

03/03/2021

Since 1975 the South African investment market has delivered a compounded return of 13.03 % per year

19/02/2021

How to reduce your tax and save for Retirement.

27/11/2020

Although it can be uncomfortable, negative returns represent perfectly normal behaviour for a long-term investment strategy.

Don't panic when a long-term growth strategy experiences some negative returns in the short term. Chart 3 shows that drawdowns are a normal, fairly frequent, and even very significant, feature of the stock market – in this case the All Share Index
(ALSI).

13/11/2020

Switches to, or from, a smoothed bonus investment portfolio (even into a different smoothed bonus investment portfolio) during volatile market conditions can have unforeseen effects on your savings.

Before undertaking any switch, make sure to get in touch with us to learn more about smoothed bonus portfolios and the safest way to make that change.

06/11/2020

As a small country with a small economy at the southern tip of Africa, we are often influenced by powerful global storms.

We need to focus on making sure we’re able to withstand these conditions by building a strong, resilient, growing economy.

Savings, of all individuals but also of companies and of the government, are extremely valuable as they enable us to invest in growing our economy and our infrastructure, instead of relying on foreign investment. This is yet another reason to save diligently and stay invested for the long term with Old Mutual.

30/10/2020

Saving for retirement means automatically phasing in your investment.

Members of a retirement fund save a regular monthly amount from their salaries towards retirement. At any point
in time, they thus have the accumulated savings that are exposed to the markets, but they also have their current
and future contributions that still need to be invested.

This is very beneficial as the new contributions are being
invested at the lower share prices (after any decline in markets).

When the recovery happens, the new accumulated
savings value will benefit from the recovery in returns. In any event, the fact that we continue contributing means
that there is an averaging effect which serves to dampen the losses we experience, and this helps our investments
to bounce back when markets recover.

23/10/2020

Just like Black Friday when retailers offer shoppers crazy bargains, so does the stock market (which is a market after all). The current undervalued/missed priced Investment world offers 'bargains' due to COVID-19 and a short term contracted world economic growth environment. This is creating a buying opportunity for long term investors - a good time to start your long overdue savings or increase your existing investment savings.

16/10/2020

Even if you’re approaching retirement, your time horizon has the potential to extend beyond this point in life. This is because you will remain invested when you transfer into a living Annuity, which extends your time horizon. If you remain invested while you use your assets to draw an income each month, your time horizon is actually much longer than you may think. As a result, it becomes possible to remain a “long-term” investor for all of your working life, and even into retirement.

09/10/2020

One of the sayings in business, especially during times of turmoil, is “cash is king”, suggesting that cash trumps other investments. Although there are times when cash rules in terms of returns but such times are few and far between, when compared to shares. But by remaining in the safety of cash, an investor misses out on the blue areas as seen on the graph. The green dotted line is the long term average, showing that shares - on average - have outperformed cash by about 6% per year. Our team is always here should you require investment assistance and more market insights.

02/10/2020

You’ve heard it before and it’s true. It really is very difficult to predict what will happen to investments and prices in the near future.

Trying to time the market is therefore not a good idea. Bear in mind that not only do you need to predict when to switch out of the stock market, but also when to switch back in.

There are lots of ways to try to time the market and some of them might even be successful once or twice, but getting it right consistently is extremely hard to do and requires a lot of good luck.

25/09/2020

'Keep your hands in the Rollercoaster and sit tight.'

With growth assets, your portfolio has the potential to deliver superior results in the long term. They may not yield a neat monthly series of positive returns, but, as the below graph suggests, time really does tell.

Address

Vredenburg Road
Stellenbosch
7600

Website

https://www.linkedin.com/company/beth-oosthuysen-jacques-de-villiers-associates/

Alerts

Be the first to know and let us send you an email when Beth Oosthuysen, Jacques de Villiers & Associates posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Beth Oosthuysen, Jacques de Villiers & Associates: