Machrie Financial Planning and Coaching

13/05/2026

The quality of your financial plan depends on the quality of the questions you ask. True planning starts when we move beyond numbers and uncover what genuinely matters to the life you want to build.

https://www.machrie.co.za/asking-better-questions/

Machrie is an authorised financial services provider (FSP 15318). This is not financial advice, unless used as part of a consultation or record of advice by one of our financial planners.

When we sit down to discuss finances, the natural instinct—is to get straight to work. We want to be productive. Because of this, the conversation almost always begins with a variation of the same well-intentioned question: “How can I help you today?” or “What are your financial goals?” Th...

08/05/2026

Markets may feel irrational, but trying to outsmart them often leads to costly mistakes. Long-term success comes from tuning out the noise, managing your impulses, and trusting a plan built to endure.

https://www.machrie.co.za/surviving-the-noise/

Machrie is an authorised financial services provider (FSP 15318). This is not financial advice, unless used as part of a consultation or record of advice by one of our financial planners.

Have you ever looked at the financial news and felt that the world has lost its collective mind? Markets often plunge on seemingly good news and soar on terrible news. A company with no revenue can be valued at billions, while a solid, profitable business is ignored. The short-term behaviour of the....

06/05/2026

You may have medical cover, but hidden gaps could still put your financial future at risk. True protection means ensuring a health crisis doesn’t force you to sacrifice the wealth you’ve worked so hard to build.

https://www.machrie.co.za/the-hidden-gaps-in-your-safety-net/

Machrie is an authorised financial services provider (FSP 15318). This is not financial advice, unless used as part of a consultation or record of advice by one of our financial planners.

We spend a lot of time engineering our financial futures. We carefully allocate our assets, monitor our compounding, and build portfolios designed to withstand economic storms. But one of the most profound risks to a long-term financial plan has nothing to do with the stock market. It has to do with...

04/05/2026

“Enough” isn’t a number you reach — it’s a definition you choose. When success is tied to values instead of a moving target, financial planning becomes less about chasing more and more about living well.

https://www.machrie.co.za/why-enough-is-not-a-number/

Machrie is an authorised financial services provider (FSP 15318). This is not financial advice, unless used as part of a consultation or record of advice by one of our financial planners.

There is a subtle psychological trap that catches almost every successful person we meet. It is rarely discussed in financial textbooks, but it causes more anxiety than a market crash. It is the phenomenon of the moving finish line. It usually starts early in our careers. We tell ourselves, “I wil...

01/05/2026

30/04/2026

Retirement isn’t just about leaving work — it’s about stepping into a life with purpose, structure, and connection. The real success lies in knowing what you’re retiring to, not just what you’re leaving behind.

https://www.machrie.co.za/retiring-to-something/

Machrie is an authorised financial services provider (FSP 15318). This is not financial advice, unless used as part of a consultation or record of advice by one of our financial planners.

Have you ever thought about retiring TO something, not just from something? We spend our entire working lives focused on the mechanics of retirement. We build the plans, optimise the tax structures, and monitor the compounding. We plan meticulously for the day the regular salary stops. But we rarely...

20/04/2026

https://techcentral.co.za/standard-bank-data-breach-fallout-deepens/280322/

For anyone affected by the Standard Bank data breach please register here at the Fraud Prevention Service website.

https://www.safps.org.za/

For anyone affected by the Standard Bank data breach, please register here at the Fraud Prevention Service website.

The leaked information includes client names, ID numbers, contact details, account numbers and some credit card details.

16/04/2026

Markets may feel chaotic and irrational, but trying to outsmart them often does more harm than good. The real advantage lies in patience—tuning out the noise and trusting a long-term plan built to withstand it.

https://www.machrie.co.za/surviving-the-noise/

Machrie is an authorised financial services provider (FSP 15318). This is not financial advice, unless used as part of a consultation or record of advice by one of our financial planners.

Have you ever looked at the financial news and felt that the world has lost its collective mind? Markets often plunge on seemingly good news and soar on terrible news. A company with no revenue can be valued at billions, while a solid, profitable business is ignored. The short-term behaviour of the....

14/04/2026

Your financial plan may be strong, but hidden gaps in your health cover can quietly put it at risk. True protection means looking beyond the basics to ensure a health crisis doesn’t become a wealth crisis.

https://www.machrie.co.za/the-hidden-gaps-in-your-safety-net/

Machrie is an authorised financial services provider (FSP 15318). This is not financial advice, unless used as part of a consultation or record of advice by one of our financial planners.

We spend a lot of time engineering our financial futures. We carefully allocate our assets, monitor our compounding, and build portfolios designed to withstand economic storms. But one of the most profound risks to a long-term financial plan has nothing to do with the stock market. It has to do with...