Mpho Motsoko - Sanlam Financial Adviser, Mthatha

03/06/2026

No matter how qualified or well paid your children become, it may all amount to nothing if they cannot manage their money.

Fortunately, as a parent you have the power to equip your children with the tools they need to be financially savvy.

https://www.sanlamadvice.co.za/adviser/mpho-motsoko/blogs/what-parents-should-be-teaching-children-about-money/

02/06/2026

Financial Literacy Tips

Prioritise 💰 SAVINGS 💰 even when living from pay-cheque to pay-cheque.

A strict approach to how you split your income between financial goals and short-term discretionary expenses is key to prioritising saving when you are living pay-cheque to pay-cheque.

The initial discomfort of putting more money 💸 towards financial freedom will be balanced out when debt is no longer a line item in your budget. 🏦

PLUS, once you've eliminated debt 👍, the fraction of your income that would've gone towards repayments can now start growing into a sizeable amount of savings so you can realise your financial goals.

See other things you can prioritise when living on pay-cheque to pay-cheque in this article. 👏 👉 Like, SHARE, follow and INVITE others to benefit from these

https://www.sanlamreality.co.za/wealth-sense/how-to-budget-if-youre-living-pay-cheque-to-pay-cheque/

28/05/2026

Retirement income planning starts long before you leave your workplace for good. It's a numbers games, but starts with a vision of what you would like your Life 2.0 to look like in your 60s, 70 and 80s.

It's never too early to consider what your future life could look like.

Learn more and get in touch on my blog: https://www.sanlamadvice.co.za/adviser/mpho-motsoko/blogs/retirement-planning-when-the-maths-doesnt-math/

Questions?
Contact Mpho Motsoko
📞 Phone: 0784738590 / 0784356748
📧 Email: [email protected]

25/05/2026

****LIKE & SHARE with a work colleague, Facebook friend or family member who needs to see this.****

Feeling burnt out? Today's high-stress work environments can cause fatigue, anxiety, and irritability, which can impact not only your well-being but also your finances.

Let's tackle stress triggers together to prevent burnout and safeguard your financial stability.

HERE'S HOW TO AVOID BURNOUT

Prioritize self-care: 🏋️‍♀️🥗💤
Exercise regularly, eat healthily, and get quality sleep.

Set boundaries: 🛑
Define work-life boundaries to bring a measure of balance.

Seek social support: 🤝
Reach out to your trusted colleagues, friends, or family for help.

Foster a healthy work environment: 🌱
Promote a balanced work culture and provide resources for managing stress.

23/05/2026

Share our May Newsletter with family, friends and work colleagues using the buttons below.

✍ MAKING YOUR MONEY WORK AS HARD AS YOU DO...


May is Workers Month in South Africa, a reminder that the effort you put in today should not only support your current lifestyle, but also help build long-term financial security. While hard work creates income, investing helps turn that income into lasting wealth.

Whether you are saving for retirement, your children’s education, a first home or simply building a stronger financial future, investing plays an important role in helping you get there. Markets may shift and uncertainty may come and go, but staying invested with a long-term view can help you remain focused on what matters most.

---Support those around you through financial education---

If you have family, friends and colleagues who are working hard but unsure if they're on the right financial path, forward this message to them. Sharing knowledge is a powerful way to support the people you care about.

Access our details below 👇👇 – to easily share on your WhatsApp, Email or Social Media.

Remember, the work you put in today can help create the future you want tomorrow.

Warm regards,
Mpho Motsoko and team
📞0784738590
📧[email protected]
1st Floor, Sanlam Building, 49 Leeds Road, Mthatha, 5100

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QUICK READS FROM OUR BLOG
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✍ Is Income Protection Insurance Really Necessary?
Income protection insurance helps protect your income if illness or injury prevents you from working. It can cover up to 85% of your salary, helping you manage bills, debt and daily expenses. It is especially valuable for breadwinners, self-employed people and those without large savings.

🔗 Read full article on our website

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✍ 9 Money Lessons Inspired by Moms

Motherhood can reshape your relationship with money - from teaching valuable financial lessons to your children and talking openly about finances to helping little ones learn about generosity - it can sometimes feel overwhelming. This article contains some tips shared by a mother which we hope you can relate to.

🔗 Get the full article sent to your Inbox 📩 📧 📲

JOIN OUR MAILING LIST - email [email protected]

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✍ Why You Shouldn't Keep All Your Rands in One Basket

Diversify your investments to spread risk and increase chances of growth over time. A balanced portfolio helps shield you from market swings and improves long-term financial security. We share 5 tips for investors looking to start, or strengthen, their offshore investment journey.

🔗 Contact Mpho Motsoko and team for more...
https://www.sanlamadvice.co.za/adviser/mpho-motsoko

18/05/2026

Diversify your investments to spread risk and increase chances of growth over time. A balanced portfolio helps shield you from market swings and improves long-term financial security. We share 5 tips for investors looking to start, or strengthen, their offshore investment journey.

Don’t keep all your rands in one basket. Diversify your investments to spread risk and increase chances of growth over time. A balanced portfolio helps shield you from market swings and improves long-term financial security.

17/05/2026

🚀 Does Tax-free growth on your money sound good? Yes, please! TFSAs help you save more efficiently. Learn more and take advantage of this here.

From as little as R400 per month, Sanlam Tax-free Investments provide an easy and effective way to save for your long-term goals, without having to pay interest on tax on interest, dividends or capital gains. Other distinguishing features include:

15/05/2026

Like mom Nerischa, you too can take control of your future today with Sanlam’s free will-drafting service because building a legacy starts with protecting the ones you love.

Draft a free will easily on our website here - https://www.sanlamadvice.co.za/adviser/mpho-motsoko/financial-planning/online-will

14/05/2026

🛡️ This Winter, Fedhealth shares 12 Natural Ways to Boost Your Immune System

1. Drink Herbal Tea with Honey
– Supports respiratory health and offers natural antiviral and anti-inflammatory benefits.

2. Eat More Protein
– Essential for building and repairing immune cells.

3. Clean Your Workspace Naturally
– Use DIY disinfectants with essential oils to reduce germ exposure.

4. Use Personal Items in Public Spaces
– Minimize contact with shared surfaces by carrying your own pen and essentials.

5. Get a Massage
– Reduces stress hormones and promotes lymphatic drainage for better immunity.

6. Stay Social
– Positive social connections help reduce stress and strengthen immune responses.

7. Exercise Regularly
– Moderate activity improves circulation and immune function.

8. Eat Immune-Boosting Foods
– Include garlic, onions, citrus, berries, broccoli, yogurt, and fermented foods.

9. Get Enough Sleep
– 7–9 hours of quality sleep is vital for immune recovery and function.

10. Reduce Sugar Intake
– Excess sugar weakens the immune system. Choose whole food alternatives.

11. Try Mindfulness or Meditation
– Helps manage stress and reduce cold/flu symptoms.

12. Have S*x
– Boosts immunoglobulin levels, supports better sleep and lowers stress.

See full article and references here: https://www.fedhealth.co.za/articles/beat-the-sniffles-naturally/

💡Like, share and follow for more ways to take control of your wellness this flu season.

12/05/2026

TAG A NURSE, YOUR LOCAL HOSPITAL OR DOCTORS OFFICE TO SHOW YOUR APPRECIATION TO THE NURSES OF SOUTH AFRICA



On 12.05.2026 we acknowledge the incredible contributions that nurses make to our society - Thank you for all that you do! 💙