HNNS Consulting Services

26/10/2026

💼 **YOUR EMPLOYER DOESN'T OFFER A PENSION FUND? YOU STILL HAVE OPTIONS!**

Many South Africans are working hard every month but are not putting money aside for retirement.

The good news? **You can take control of your retirement savings!** 💰

A Retirement Annuity (RA) allows you to save independently, even if your employer does not contribute towards a pension or provident fund.

✅ Start contributing from as little as R250 per month with certain providers.

✅ Qualifying RA contributions are tax-deductible, subject to SARS limits.

✅ Build long-term financial security for your retirement.

💡 **Remember: Retirement planning is not just about saving money. It's also about making tax-efficient financial decisions.**

At HNNS Consulting Services, we encourage individuals and business owners to plan ahead and make informed financial decisions.

📞 010 010 0126
📧 [[email protected]](mailto:[email protected])
🌐 [www.hnns.co.za](http://www.hnns.co.za)

**HNNS Consulting Services**
*The Future of Financial Services is Personal, Agile and Tailored.*

23/10/2026

21/10/2026

Avoid Monthly SARS Penalties | 2026 Individual Income Tax Deadline

07/10/2026

Registering a private company also creates ongoing compliance responsibilities.

Once your company is registered with CIPC and linked to SARS, corporate income tax returns may still be required—even when the company is not trading. Outstanding nil returns can lead to unnecessary penalties and compliance problems.

Before registering a company, make sure you understand the responsibilities involved. If your company already has outstanding returns, act before the problem grows.

Contact HNNS Consulting Services for professional assistance.

📧 [email protected] | [email protected]
📞 010 010 0126
🌐 www.hnns.co.za

01/10/2026

Running a business takes dedication. Let us help you manage the financial details.

At HNNS Consulting Services, we support entrepreneurs and growing businesses with accounting, tax compliance, payroll and business administration.

We take time to understand your business and provide personal, practical support—so you can move forward with confidence.

Need assistance? Contact us today to discuss your business needs.

📞 010 010 0126 | 081 465 1886
📧 [email protected] | [email protected]
🌐 www.hnns.co.za

29/09/2026

Claiming VAT? Keep the proper tax invoice—not just the bank statement.

26/09/2026

Paid as a consultant with no PAYE deducted? Your income may still be taxable. Watch the video, then contact HNNS if you need guidance.

24/09/2026

Are you paying everyone in your business except yourself?

Many small-business owners pay employees, suppliers and other expenses—but take money for themselves only when they need it.

Without the correct structure, these withdrawals can create bookkeeping problems, tax risks and unnecessary pressure on business cash flow.

Your business bank account should not be treated as your personal wallet. Pay yourself consistently, separate personal and business expenses, and ensure every payment is recorded correctly.

I’m Siphokazi “Sipho” Matiwane, a General Tax Practitioner registered with SAIT and a Professional Accountant registered with SAIPA.

Follow HNNS Consulting Services for practical accounting, tax and business advice.

19/09/2026

Taking the first step! 🎥

I am excited to share my first video as I begin creating practical content to help business owners better understand tax, accounting, payroll and compliance.

Running a business comes with many responsibilities, but you do not have to manage the financial side alone.

Follow HNNS Consulting Services for practical financial guidance and business support.

🌐 www.hnns.co.za