Zibuko Capital

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Zibuko Capital We are a Micro Finance Institution that offers long and short term Financial Assistance to everyday people, like yourself !

We also have a bureau de change for all you safe receiving & sending of money. Zibuko Capital (Private) Limited is a company incorporated in Zimbabwe. Zibuko was founded with a vision to fulfil the need for a more meaningful model to provide efficient financing to Zimbabweans in an environment where financial inclusion is low and barriers to traditional lenders are high. Our sister company Canarium Bureau De Change is based in Harare CBD and is licensed with Reserve Bank of Zimbabwe to buy and sell foreign currency legally. Canarium Bureau De Change is located in Harare CBD, Finance House, 60 speke avenue, corner 2nd street and Speke Av

09/10/2026

WOULD YOU SIGN WITHOUT READING THE SMALL PRINT? 👀
A low monthly instalment might look attractive—but it doesn’t tell you the complete cost of a loan.

Before signing, check the interest, fees, repayment period, penalties and total amount repayable. If anything isn’t clear, ask questions before committing.

Read the complete checklist here:
https://www.zibuko.com/what-to-check-before-signing-a-loan-agreement/

Have you ever discovered an unexpected charge after signing an agreement? Let’s talk in the comments. 👇

The five figures to check before signing any loan agreement in Zimbabwe, so a low instalment does not hide an expensive loan.

Inflation may be coming down on paper — but what does your grocery basket say? 👀 Sometimes the statistics improve before...
05/10/2026

Inflation may be coming down on paper — but what does your grocery basket say? 👀 Sometimes the statistics improve before households actually feel meaningful relief at the till. Are your regular groceries feeling cheaper, the same, or more expensive?

Crypto may be digital, but businesses operating in the sector still have rules to follow. 📱₿Under Zimbabwe’s 2026 virtua...
02/10/2026

Crypto may be digital, but businesses operating in the sector still have rules to follow. 📱₿

Under Zimbabwe’s 2026 virtual-asset rules, where must crypto businesses register?

A. Financial Intelligence Unit
B. ZERA
C. ZIMRA
D. POTRAZ

Have you been following the latest developments? Drop your answer below! 👇

You’re an SSB employee and an unexpected expense comes up before payday.What could potentially help you access extra fun...
01/10/2026

You’re an SSB employee and an unexpected expense comes up before payday.

What could potentially help you access extra funds?

A. Your National ID
B. Your Payslip
C. Your ZESA bill
D. Your grocery receipt

Apply for a USD loan in Zimbabwe in minutes. No collateral required for payroll employees, pensioners and civil servants. School fees, business, grocery and gadget loans available.

Zimbabwe’s crypto space is entering a more regulated era. 🇿🇼₿New registration requirements for virtual asset businesses ...
30/09/2026

Zimbabwe’s crypto space is entering a more regulated era. 🇿🇼₿

New registration requirements for virtual asset businesses mean operators need to pay closer attention to licensing, compliance and how they conduct business.

For anyone involved in crypto, the message is simple: as digital assets become more mainstream, understanding the rules matters just as much as understanding the market.

If you could stock up on ONE grocery item for the next 6 months, what would it be? 😂Mealie-meal? Cooking oil? Meat? Cere...
29/09/2026

If you could stock up on ONE grocery item for the next 6 months, what would it be? 😂

Mealie-meal? Cooking oil? Meat? Cerevita? Mazoe?

Tell us below. 👇

28/09/2026

SCAM OR LEGIT? CHECK BEFORE YOU CLICK 🚨

A convincing message, an urgent deadline or a promise of instant approval could be hiding a financial scam.

Never share your PIN, password or OTP. Be cautious of unexpected payment requests, suspicious links and anyone pressuring you to act immediately. Pause, verify and protect your money.

Learn how to recognise digital-payment and loan scams before it’s too late:
https://www.zibuko.com/how-to-recognise-digital-payment-and-loan-scams/

What is the most common scam message you’ve received? Share your experience—without posting personal information. 👇

A request for your OTP or PIN is a serious warning sign, not normal verification. Common scam red flags explained.

25/09/2026

BORROWING: A HELPING HAND OR A HEAVY BURDEN? 🤔

A loan can help you handle an important expense or invest in an opportunity—but the wrong loan can place your budget under serious pressure.

Before borrowing, ask yourself: Do I really need it? Can I afford the full repayment? Have I checked all the fees and conditions?

Learn when borrowing can help—and when it may hurt your finances:
https://www.zibuko.com/when-borrowing-can-help-or-hurt/

What is the first question you ask before taking a loan? Share it below. 👇

Borrowing can bridge a genuine gap or make a recurring shortage worse. What to ask before applying for any loan.

Being generous doesn’t mean becoming Father Christmas to everyone.Helping your mother, siblings, friends or workmates ca...
23/09/2026

Being generous doesn’t mean becoming Father Christmas to everyone.

Helping your mother, siblings, friends or workmates can feel good — but your generosity should never leave you financially stranded. Before giving away that $100, ask yourself: “If I needed $100 tomorrow, would I still have it?”

Give with love. Give when you can. But remember to give to yourself too — save, plan and protect your own financial wellbeing. 💚

Apply for a USD loan in Zimbabwe in minutes. No collateral required for payroll employees, pensioners and civil servants. School fees, business, grocery and gadget loans available.

SSB Payroll? Your payslip could be the key. 🔑💚Whether you need help with an unexpected expense, something for the home o...
22/09/2026

SSB Payroll? Your payslip could be the key. 🔑💚

Whether you need help with an unexpected expense, something for the home or a little extra financial breathing room, Zibuko Capital offers salary-based loan options for qualifying SSB employees.

Simple. Convenient. Built around your salary.

Apply today and see what loan option works for you.

Address

2nd Floor Eastgate Shopping Center, Golden Bridge, Corner Robert Mugabe Road And Sam Munjoma Street
Harare

Opening Hours

Monday 08:00 - 16:30
Tuesday 08:00 - 16:30
Wednesday 08:00 - 16:30
Thursday 08:00 - 16:30
Friday 08:00 - 16:30

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