Journey Beyond Finance

28/05/2026

Paying overseas ✈️
or shopping online in foreign currency?

Quick tip:

When you see
“Pay in SGD or local currency?”

I usually choose 𝐥𝐨𝐜𝐚𝐥 / 𝐨𝐫𝐢𝐠𝐢𝐧𝐚𝐥 𝐜𝐮𝐫𝐫𝐞𝐧𝐜𝐲.

Small thing…
but it can really add up over time 😅

Did you already know this one?

28/05/2026

28/05/2026

You’re already spending every day —
groceries, bills, travel, life.

But most people are just tapping and moving on…
not realising they could actually be getting something back.

It’s not about 𝒔𝒑𝒆𝒏𝒅𝒊𝒏𝒈 𝒎𝒐𝒓𝒆.

Just being a little more intentional with what you’re already doing.

Small shifts can quietly add up over time ✈️

𝐒𝐚𝐦𝐞 𝐡𝐚𝐛𝐢𝐭𝐬.
𝐃𝐢𝐟𝐟𝐞𝐫𝐞𝐧𝐭 𝐨𝐮𝐭𝐜𝐨𝐦𝐞.

11/05/2026

Having my elder as my partner 🤭
and receiving the award in the name of Andelica Jenelle… ❤️

Over the past year, I’ve grown a lot internally.

The name came when I was learning to slow down, reflect, heal, let go, and become closer to who I truly am… doing things and making decisions that bring me peace.

Sounds zen 😆 but honestly NOT EASY…
but I’m much happier within.

And ever since, I’ve built my life and business a little differently from the past…
one where I enjoy serving, connecting, and growing with the people around me more intentionally.

And this award never felt like a “me” achievement only.

Without my clients trusting me, having open and honest conversations with me, and walking alongside me through different stages of life… none of this would be possible.

Thank you for trusting me beyond finances, and for allowing me to grow alongside all of you too ❤️

This award really goes to 𝐔𝐒! 🙌🏻

30/04/2026

What changed for Gin…
𝐰𝐚𝐬𝐧’𝐭 𝐝𝐨𝐢𝐧𝐠 𝐦𝐨𝐫𝐞.

She already had plans in place —
but when it came to retirement,
she still didn’t feel clear.

And honestly, I see this quite often.

A lot of women are already
earning, saving, planning…
but still not sure if they’re really on track.

What made the difference
was finally seeing things clearly —
what she has, what’s missing,
and what it actually means for her retirement.

Because financial confidence
doesn’t come from doing more…
it comes from 𝐤𝐧𝐨𝐰𝐢𝐧𝐠 𝐲𝐨𝐮’𝐫𝐞 𝐨𝐧 𝐭𝐡𝐞 𝐫𝐢𝐠𝐡𝐭 𝐭𝐫𝐚𝐜𝐤.

Have you ever felt this way before?

26/04/2026

Pokemon edition 🤣
What better way to teach kids the value of money!

Truly an eye-opening experience, even for me 😆
I actually enjoyed it, and sooo proud of my boy.

He didn’t even ask me for help once when talking to the sellers.

I think this will naturally level up his negotiation skills as he gets more used to it.

Sales really is one of the fastest ways to learn the value of money 🤭
Because they actually experience it themselves on
• how hard it is to earn
• how people negotiate
• how to price and make decisions
• and also how to handle rejection

𝐅𝐮𝐥𝐥 𝐞𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞, 𝐟𝐮𝐥𝐥 𝐡𝐞𝐚𝐫𝐭 ❤️
And honestly… this is where the real learning happens!

Always choosing , even in these small everyday moments.✌️

29/03/2026

Save this for tax season!

Tax season is here… and you might be missing out on tax savings without even realising it.

Some tax reliefs are auto-computed,
but some still need to be keyed in manually, and that can make a difference!

In this video, I’m sharing a few key things many women in Singapore may qualify for:

• Life Insurance Relief
• SRS & CPF Cash Top-Ups
• Working mum reliefs (WMCR, QCR, GCR)
• Government benefits like childcare leave & LifeSG credits

Especially if you’re working or a mum.

Take a few minutes to check what applies before filing.

Sometimes it’s not about earning more…
it’s just not missing what’s already available, right?

Because begins with clarity.
This is what it means to from the start.



𝘚𝘰𝘶𝘳𝘤𝘦: 𝘐𝘙𝘈𝘚, 𝘔𝘢𝘥𝘦 𝘧𝘰𝘳 𝘍𝘢𝘮𝘪𝘭𝘪𝘦𝘴. 𝘐𝘯𝘧𝘰𝘳𝘮𝘢𝘵𝘪𝘰𝘯 𝘴𝘩𝘢𝘳𝘦𝘥 𝘪𝘴 𝘧𝘰𝘳 𝘨𝘦𝘯𝘦𝘳𝘢𝘭 𝘦𝘥𝘶𝘤𝘢𝘵𝘪𝘰𝘯𝘢𝘭 𝘱𝘶𝘳𝘱𝘰𝘴𝘦𝘴 𝘰𝘯𝘭𝘺. 𝘗𝘭𝘦𝘢𝘴𝘦 𝘳𝘦𝘧𝘦𝘳 𝘵𝘰 𝘵𝘩𝘦 𝘳𝘦𝘭𝘦𝘷𝘢𝘯𝘵 𝘨𝘰𝘷𝘦𝘳𝘯𝘮𝘦𝘯𝘵 𝘸𝘦𝘣𝘴𝘪𝘵𝘦𝘴 𝘧𝘰𝘳 𝘵𝘩𝘦 𝘭𝘢𝘵𝘦𝘴𝘵 𝘥𝘦𝘵𝘢𝘪𝘭𝘴.

𝘍𝘰𝘳 𝘨𝘦𝘯𝘦𝘳𝘢𝘭 𝘪𝘯𝘧𝘰𝘳𝘮𝘢𝘵𝘪𝘰𝘯 𝘰𝘯𝘭𝘺 — 𝘯𝘰𝘵 𝘧𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘢𝘥𝘷𝘪𝘤𝘦. 𝘍𝘶𝘭𝘭 𝘥𝘪𝘴𝘤𝘭𝘢𝘪𝘮𝘦𝘳: 𝘩𝘵𝘵𝘱𝘴://𝘸𝘸𝘸.𝘧𝘪𝘯𝘦𝘹𝘪𝘴.𝘤𝘰𝘮.𝘴𝘨/𝘨𝘦𝘯𝘦𝘳𝘢𝘭-𝘥𝘪𝘴𝘤𝘭𝘢𝘪𝘮𝘦𝘳.𝘩𝘵𝘮𝘭

08/03/2026

Today reminded me that this exact day last year was my first ever HerElevates gathering.

And this girl — YY!
She actually closed her shop for the day and travelled all the way down from JB just to support my very first community event.

That meant a lot to me.

Because moments like this remind me how powerful it is when women show up for each other.

Still hoping to organise at least one gathering every year, so we can put names to faces and connect more deeply.

I’ve also realised that when women come together like this, the conversations are often so much deeper than just work or money.

To all the women out there doing your best in so many roles…

Happy International Women’s Day 🌷

27/02/2026

𝗖𝗵𝗼𝗼𝘀𝗶𝗻𝗴 𝘆𝗼𝘂𝗿𝘀𝗲𝗹𝗳 𝗮𝗻𝗱 𝗽𝗹𝗮𝗻𝗻𝗶𝗻𝗴 𝘆𝗼𝘂𝗿 𝗳𝗶𝗻𝗮𝗻𝗰𝗲𝘀 𝗵𝗮𝘃𝗲 𝘀𝗼𝗺𝗲𝘁𝗵𝗶𝗻𝗴 𝗶𝗻 𝗰𝗼𝗺𝗺𝗼𝗻.

You don’t need a special occasion.
You just need a decision.

And when you decide,
it’s never just about money ~
it’s about how you 𝙛𝙚𝙚𝙡.

Clearer.
Lighter.
More confident. 💃

That’s what happens when you choose with intention. ❤️

14/02/2026

When was the last time you chose you? ❤️