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Benchmark Financial

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Cedar Falls, IA
Benchmark Financial

Helping small and mid-sized businesses simplify their retirement plans—without sacrificing quality or compliance.

At Benchmark Financial, we’re rethinking the way companies manage their 401(k) plans. As one of the premier low-cost plan providers in Iowa. As one of the premier low-cost plan providers in the region, we specialize in delivering streamlined, audit-free retirement plan solutions that reduce administrative burdens, maintain investment flexibility, and often lower overall costs. With deep expertise in plan compliance and administration, we serve as a true partner—making it easier for business owners to offer competitive retirement benefits while staying focused on what they do best. Proudly based in Iowa and focused on helping our local business community thrive. Let’s connect if you're looking for a smarter, simpler way to manage your company’s retirement plan.

10/29/2026

Halloween is all about spooky stories, but some financial scares can linger long after October 31st. While they may not seem alarming at first, certain financial habits can have a lasting impact on your long-term goals and financial well-being. Swipe to learn more.

If you would like to discuss your financial goals and create a strategy designed for your future, contact us today. We are here to help you build confidence and navigate the financial frights that can stand in the way of long-term success.

10/27/2026

When participation in a 401(k) plan is lower than expected, it can be tempting to assume employees are not interested in retirement benefits. In reality, a lack of enrollment often points to a lack of confidence or understanding rather than a lack of interest.

Here are a few common reasons employees may delay participating:

🔹They are unsure how a 401(k) works or where to begin.
🔹They underestimate the long-term impact of consistent retirement contributions.
🔹They are unaware of valuable plan features, such as employer matching contributions.
🔹They feel overwhelmed by investment decisions and retirement planning terminology.

The good news is that employee engagement can improve when businesses provide ongoing education, resources, and opportunities for employees to ask questions about their retirement benefits.

Want to help your employees better understand and utilize their retirement benefits? Contact us to learn how education-focused strategies can help increase engagement with your 401(k) plan.

10/20/2026

For employers and employees alike, the structure of a retirement plan matters just as much as the decision to offer one. One area employers should review carefully is the vesting schedule.
Swipe through for a brief overview of common 401(k) vesting options and why they matter.

Want to review your vesting schedule or other aspects of your plan design? Contact our office today. We would be happy to help you evaluate your options.

10/19/2026

National Retirement Security Week is a great reminder that building a confident retirement starts with the decisions you make today. Even if retirement is a long way off, taking time to review your strategy can help keep you on track toward your long-term financial goals. Swipe to learn more.

If you have questions about your retirement strategy or would like to discuss your long-term financial goals, contact us today. We are here to help.

10/15/2026

When was the last time you evaluated your company's 401(k) plan? A regular benchmarking review can help determine whether your retirement plan is delivering the value, features, and support your employees deserve while helping you meet important fiduciary responsibilities.

Swipe through for a few reasons why benchmarking matters.

Industry guidance often recommends reviewing your 401(k) plan every three to five years to help maintain compliance, competitiveness, and value for participants. Contact us to learn more about benchmarking your 401(k) plan and how a review could benefit your organization.

10/14/2026

Benefit costs and plan options change quickly. That’s why it’s important to regularly assess and benchmark employee benefits against peers in the industry. This helps employers confirm that their benefits remain competitive, compliant, and aligned with budget goals, while still meeting the needs of employees and their families.

If it has been a while since your last review, reach out today. We can help you benchmark your current plans and identify the right combination of coverage and cost for you and your employees.

10/13/2026

There are many misconceptions that keep small business owners from offering 401(k)s to their team and themselves. Swipe through as we set the record straight.

Have questions about retirement plan options for your business? Give us a call today. We are happy to walk you through it.

10/08/2026

When it comes to employer-sponsored retirement plans, the 401(k) and 403(b) might seem similar, but understanding their differences can help you make the best decision for your team. Swipe through for a breakdown.

Have questions about which plan is right for your organization or how to implement a competitive retirement offering? Give us a call today.

10/06/2026

Financial stress continues to be a challenge for many employees, as unexpected expenses, ongoing debt obligations, and rising everyday costs can make it difficult for workers to feel financially secure.

In many cases, money-related concerns follow employees into the workplace, impacting focus, engagement, and overall job satisfaction. Swipe through for an overview of some benefits that may help employees build financial stability and prepare for life's unexpected challenges.

If you'd like to discuss ways to strengthen your employee benefits strategy and support your team's financial well-being, please feel free to contact us. We’d be happy to help explore options that may be a good fit for your organization.

09/28/2026

If offering your employees a retirement savings option has felt out of reach due to cost or complexity, the Starter 401(k) could be a good fit for you and your team.

The Starter 401(k) is a streamlined retirement plan option introduced under the SECURE 2.0 Act, and is specifically designed to help small businesses offer retirement savings benefits without the complexity or cost of a traditional 401(k) plan. Swipe for a brief overview.

If you’re curious about getting started with a Starter 401(k), don’t hesitate to reach out. We are here to help you explore your options and determine what makes sense for you and your team. Give me a call today, and we can get started.

Address

2616 Orchard Drive, Suite B1
Cedar Falls, IA
50613

Opening Hours

Tuesday	8am - 5pm
Wednesday	8am - 5pm
Thursday	8am - 5pm
Friday	8am - 5pm

Website

https://www.benchfn.com/

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