Michael Oana Retirement Planning Specialist

07/11/2026

🎉 Please join us in welcoming the newest member of our team, Ana "AL" Lavado, our Registered Client Concierge!

Ana brings a unique blend of hospitality and financial services experience to our firm. Originally from Las Vegas, Nevada, she began her career in hospitality before transitioning into the financial industry, where she earned her Chartered Retirement Planning Counselor (CRPC®) designation. Her passion for serving others and helping clients navigate their financial journey makes her a wonderful addition to our team.

When she's not at work, Ana enjoys spending time with her husband and their German Shepherd, horseback riding, hiking, traveling, and volunteering at local animal shelters.

We're excited for you to get to know AL and look forward to the exceptional care she'll provide to our clients.

Thank you for your continued trust and confidence in our team. If you have any questions, we're always here to help—call or text us at 803-790-8989.

07/06/2026

The June Fed meeting minutes will reveal what policymakers are really thinking about inflation, interest rates, and the economy—and offer the first inside look at Chair Kevin Warsh's leadership. Why investors care? Per CIO Gene Goldman, if rates stay higher for longer, borrowing costs rise and stocks could face more pressure. Learn more in .

“Cetera Financial Group” refers to the network of independent retail firms encompassing, among others, Cetera Advisors LLC, Cetera Advisor Networks LLC, Cetera Investment Services LLC (marketed as Cetera Financial Institutions or Cetera Investors), and Cetera Financial Specialists LLC. All firms...

07/01/2026

In observance of Independence Day, our office will be closed on Friday, July 3.

We will resume normal business hours on Monday, July 6 at 9:05am, and will respond to any calls, texts or emails as soon as possible upon our return.

We appreciate your understanding and wish you and your family a safe, relaxing, and happy Fourth of July holiday!

06/27/2026

What a fantastic evening! 🍿🍷

A heartfelt thank you to everyone who joined us for Pinot & Popcorn at the Nickelodeon Theater on June 23. We loved spending the evening with our clients, friends, and guests, enjoying a great film and making meaningful connections.

A special thank you to Rich Holmes from Dimensional for helping sponsor this wonderful event!

We're already looking ahead and are excited to begin planning our Year Ahead in the Market event for January 2027 — stay tuned for more details!

If you know someone who has recently retired, changed jobs, or is navigating a major life transition, we'd be honored to help them pursue their financial goals. We'd also love to welcome them to one of our future events.

Ready to connect? Visit www.michaeloana.com/contact to schedule an appointment, or call/text us at 803-790-8989.

Thank you for your continued trust and support. We can't wait to see you at our next event!



This event has been funded in part by Dimensional. This event is purely educational. No products or services will be offered for sale and there is no obligation.

Michael Oana Retirement Planning Specialist is an independent company. Securities offered through Cetera Wealth Services, LLC, member FINRA/SIPC. Advisory services offered through Cetera Investment Advisers LLC, a Registered Investment Adviser. Cetera is under separate ownership from any other named entity.

Rich Holmes is not affiliated or registered with Cetera Wealth Services, LLC. Any information provided by Rich Holmes is in no way related to Cetera Wealth Services, LLC or its registered representatives. Dimensional is not affiliated or registered with Cetera Wealth Services, LLC. Any information provided by them is in no way related to Cetera Wealth Services, LLC or its registered representatives. Rich Holmes is not affiliated or registered with Cetera Wealth Services, LLC. Any information provided by him is in no way related to Cetera Wealth Services, LLC or its registered representatives.

06/24/2026

Thank you to everyone who joined us at the Nickelodeon on June 23! We enjoyed spending the evening with you and appreciate your continued trust and support.

We would love to hear your feedback. Please take the quick survey below:

What was your favorite part of the event?
Do you prefer in-person or Zoom events?
Do you prefer fun entertainment or education?
Please provide one item we can improve next time.

We're in the early stages of beginning to plan our Year Ahead in the Market event for January 2027—stay tuned for details!

Know someone who recently retired, changed jobs, or is experiencing a major life transition? We'd be honored to help them work toward their financial goals. If they were not able to make it, please invite them to join our next event!

To schedule an appointment or connect with us, visit michaeloana.com/contact or call/text 803-790-8989.

Special thanks to Rich Holmes and Dimensional for helping sponsor this event.

This event was funded in part by Dimensional and was purely educational. No products or services were offered for sale, and there was no obligation to attend. Michael Oana Retirement Planning Specialist is an independent company. Securities offered through Cetera Wealth Services, LLC, Member FINRA/SIPC. Advisory services offered through Cetera Investment Advisers LLC, a Registered Investment Adviser. Cetera is under separate ownership from any other named entity. Rich Holmes and Dimensional are not affiliated with or registered through Cetera Wealth Services, LLC. Rich Holmes is not affiliated or registered with Cetera Wealth Services, LLC. Any information provided by him is in no way related to Cetera Wealth Services, LLC or its registered representatives

06/18/2026

📢 Office Update

In observance of Juneteenth, our office will be operating remotely on Friday, June 19. While our physical office will be closed, our team will remain available and ready to assist you.

If you need assistance, please call or text us at (803) 790-8989 or email:
📧 [email protected]
📧 [email protected]

Thank you for your understanding. We look forward to assisting you.

06/15/2026

Last Call - Join Us June 23 at The Nickelodeon Theater!

We are hosting the Tune Out the Noise Nic At Night Film

Tuesday, June 23, 2026

Nickelodeon Theater
1607 Main Street
Columbia SC 29201

4:25 pm - 5:15 pm Pinot and Popcorn Pre Party
5:15 pm - 5:25 pm Seating
5:25 pm - 7:05 pm Private Movie Screening

If you and a pre-registered guest would like to attend, please RSVP by June 15 by using the link or Call/Text our office at 803-790-8989.

Business Casual Attire and Complementary Parking behind the Nickelodeon in the City Parking Lot.

This event has been funded in part by Dimensional. This event is purely educational. No products or services will be offered for sale and there is no obligation. Rich Holmes is not affiliated or registered with Cetera Wealth Services, LLC. Any information provided by Rich Holmes is in no way related to Cetera Wealth Services, LLC or its registered representatives. Dimensional is not affiliated or registered with Cetera Wealth Services, LLC. Any information provided by them is in no way related to Cetera Wealth Services, LLC or its registered representatives.

06/10/2026

I hope that you are having a great week. We are hosting the Tune Out the Noise Nic At Night Film on

Tuesday, June 23, 2026 Nickelodeon Theater 1607 Main Street Columbia SC 29201

4:25 pm - 5:15 pm Pinot and Popcorn Pre Party
5:15 pm - 5:25 pm Seating
5:25 pm - 7:05 pm Private Movie Screening

Please RSVP by 6-15 at https://www.michaeloana.com/events if you and a pre-registered guest would like to attend. Please office text, email or call if you should have any questions. Business Casual Attire and Complementary Parking behind the Nic in the City Parking Lot.

This event has been funded in part by Dimensional. This event is purely educational. No products or services will be offered for sale and there is no obligation. Rich Holmes is not affiliated or registered with Cetera Wealth Services, LLC. Any information provided by Rich Holmes is in no way related to Cetera Wealth Services, LLC or its registered representatives. Dimensional is not affiliated or registered with Cetera Wealth Services, LLC. Any information provided by them is in no way related to Cetera Wealth Services, LLC or its registered representatives.

MO

06/03/2026

You and a guest are invite for Pinot & Popcorn at the Nickelodeon Theater!

Join us for great conversation, wine, popcorn, and a film presentation of Tune Out the Noise as we bring together clients, friends, and prospective partners to get to know each other outside of the office setting.

Tune Out the Noise
Hosted by Michael Oana and Rich Holmes, Regional Director from Dimensional

Tuesday, June 23, 2026
4:25 PM – 7:05 PM EST

Nickelodeon Theater
1607 Main Street
Columbia, SC 29206

Attire
Business Casual

Parking
Parking garage located behind the theater

RSVP by June 19
https://www.michaeloana.com/events/nic-at-night

This event has been funded in part by Dimensional. This event is purely educational. No products or services will be offered for sale and there is no obligation.

Michael Oana Retirement Planning Specialist is an independent company. Securities offered through Cetera Wealth Services, LLC, member FINRA/SIPC. Advisory services offered through Cetera Investment Advisers LLC, a Registered Investment Adviser. Cetera is under separate ownership from any other named entity.

Rich Holmes is not affiliated or registered with Cetera Wealth Services, LLC. Any information provided by Rich Holmes is in no way related to Cetera Wealth Services, LLC or its registered representatives. Dimensional is not affiliated or registered with Cetera Wealth Services, LLC. Any information provided by them is in no way related to Cetera Wealth Services, LLC or its registered representatives.

Michael Oana
Certified Retirement Counselor®
Michael Oana Retirement Planning Specialist
4408 Forest Drive, Suite 2001
Columbia, SC 29206
[email protected]
803-790-8989

05/30/2026

Congratulations to Michael Oana on the release of his new book, The Financial Advisor’s Guide to Building Trust.

Drawing on decades of industry experience, Michael shares a powerful framework for how financial professionals can build trust, loyalty, and long-term growth through meaningful client experiences – not just numbers and returns. The book explores why relationships are built through shared moments, thoughtful hospitality, and intentional follow-up.

We’re proud to celebrate Michael’s achievement with the release of his new book! Please be sure to order your copy. We'd love to hear your feedback on Amazon. Your insights not only support Michael but also help others discover the book.

Thank you for your continued support!