Your CPA Tax Lady

11/09/2026

Do you have a bank account in your home country? If the total across all your foreign accounts went over $10,000 at any point in the year, even for one day, you may have to file an FBAR. Most people who move to the US have never heard of it.

I’m Aradhana Aggarwal, a CPA. At a recent free webinar, half the people had no idea they were breaking this rule. In this video I explain what the FBAR is, who has to file, the traps that catch good people, and what to do if you’ve missed it.

⏱️ Chapters
0:00 Money back home?
0:21 What is the FBAR (FinCEN Form 114)?
0:45 Who has to file
0:54 The $10,000 rule (it’s the TOTAL)
1:22 3 traps that catch good people
1:57 It’s not only bank accounts
2:03 When is it due?
2:18 Penalties if you don’t file
2:38 Missed it? What to do
3:09 The simple version

📌 Key points

The FBAR is a separate form, filed online. It’s not part of your tax return.
It applies to US citizens, green card holders and US tax residents.
The $10,000 limit is the total of all your foreign accounts, at any point in the year.
Joint accounts with parents, signature authority and forgotten old accounts can all count.
It’s due April 15, with an automatic extension to October 15.
If you missed it by mistake, the IRS has programs that may help. Talk to a CPA before you file anything.

💬 Think this might be you? DM me or comment “TAXES” and my team will help you with the next step.

⚠️ This video is for education only. It’s not tax or legal advice for your specific situation.



https://youtu.be/EjAXruYoTVs?is=lnzCu3yJUPCrfSLU

11/08/2026

🪔 Happy Diwali from our family to yours!

In many Indian families, buying gold during the festive season is more than a tradition. It represents security, prosperity, and something precious to pass on to the next generation.

That spirit reminds us that building wealth takes intention. What we earn matters, but so does how thoughtfully we save, invest, and plan for wealth—and how we prepare to pass that wealth to our children.

As we celebrate, may we build a legacy of financial wisdom alongside the traditions and values we cherish. ✨

Wishing you a Diwali filled with love, light, and lasting prosperity!

Warm wishes,
Aradhana Aggarwal CPA, PLLC

11/06/2026

Making more than $1 million a year—and tired of seeing a huge tax bill without a clear plan to address it?

Your business income, stock compensation, investments, and real estate deserve a coordinated tax strategy. With so much to manage, it’s easy to wonder: What opportunities am I missing?

Before 2026 ends, let’s discuss your goals and where proactive tax planning may help.

📅 Book your complimentary 15-minute meeting:
http://aradhanacpa.me/15min

You work hard for your money. Make time to plan for what you keep.

11/05/2026

A Bowl of Soup. A Community of Giving. A Reminder That Every Little Bit Matters. ❤️

Last night, I had the privilege of attending and sponsoring the Stone Soup Supper hosted by Urban Ministries of Wake County, and it was a beautiful reminder of what happens when a community comes together for a greater purpose.

I feel truly fortunate to be a part of this meaningful event, supporting an organization that provides food, shelter, healthcare, and hope to people who need it most.

As a business owner, I believe success is not measured only by what we earn, but also by what we give back.

💙 And now, a little reminder from your CPA: Giving can be good for your heart AND your tax bill!

Starting in 2026, even taxpayers who don't itemize may qualify for a charitable deduction of up to $1,000 for individuals or $2,000 for married couples filing jointly for eligible cash donations.

For those who itemize, charitable contributions may provide additional tax benefits, subject to applicable limitations.

So, as we approach the end of the year, remember that thoughtful charitable giving can make a meaningful difference in someone's life while potentially reducing your taxes.

Thank you, Urban Ministries of Wake County, for the incredible work you do and for allowing us to be a small part of your mission.

Let's continue building a community where kindness, compassion, and generosity lead the way.

11/04/2026

Missed filing FBAR? Don’t panic. DM me with the word “TAXES”.

11/03/2026

Life outside of being a CPA

11/02/2026

Comment “TAXES” and I’ll send you my free breakdown of how to legally save thousands on your tax bill using the exact strategies the wealthiest people in America use.

If you’re new here, I’m Aradhana—a CPA with over 25 years of experience in tax, finance and business strategy. Before opening my own firm, I served as a CFO and COO.

Today, my team and I help business owners, entrepreneurs and high-income professionals across the country with proactive tax planning, business consulting, entity structure, foreign compliance and wealth strategy.

The goal is to help you legally reduce your tax bill, improve profitability and build long-term wealth through planning that fits your circumstances.

Tax planning starts before filing season. Knowing your options early gives you more time to make informed decisions.

Ready to learn more? Comment “TAXES” below, and I’ll send you the free breakdown.

Comment “TAXES” and I’ll send you my free breakdown of how to legal...

11/01/2026

Missed filing FBAR? Don't panic. Schedule a free consultation to see what your options are -
http://aradhanacpa.me/15min

10/30/2026

Comment “TAXES” and I’ll send you my free breakdown of how to legally save thousands on your tax bill using the exact strategies the wealthiest people in America use.
If you’re new here, I’m Aradhana—a CPA with over 25 years of experience in tax, finance and business strategy. Before opening my own firm, I served as a CFO and COO. Today, my team and I help business owners, entrepreneurs and high-income professionals across the country with proactive tax planning, business consulting, entity structure, foreign compliance and wealth strategy. The goal is to help you legally reduce your tax bill, improve profitability and build long-term wealth through planning that fits your circumstances.
Tax planning starts before filing season. Knowing your options early gives you more time to make informed decisions. Ready to learn more? Comment “TAXES” below, and I’ll send you the free breakdown.

10/29/2026

Have foreign bank accounts? You may have an FBAR filing requirement!

Many U.S. taxpayers don't realize that having financial accounts overseas can trigger additional reporting requirements—even if those accounts generate little or no income.

✅ If the combined value of your foreign financial accounts exceeded $10,000 at any time during the year, you may need to file an FBAR.

✅ Missed filing in previous years? There may be options to help you become compliant.

✅ Filing your U.S. tax return does not automatically satisfy your FBAR reporting obligations.

Don't let an overlooked reporting requirement become an expensive mistake.

At Aradhana Aggarwal CPA, PLLC, we help individuals navigate international tax compliance, FBAR filings, and missed reporting obligations.

📅 Schedule a complimentary 15-minute meeting to discuss your situation.

👉 http://aradhanacpa.me/15min

Aradhana Aggarwal, CPA
Your CPA Tax Lady