HFN We take a comprehensive approach to our client’s financial planning. No offers may be made or accepted from any resident of any other state.

Securities and advisory services offered through LPL Financial, a registered investment advisor, Member FINRA/SIPC. Third party posts found on this profile do not reflect the views of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness. The financial professionals associated with HFN may discuss and/or transact business only with residents of the states in which they are properly registered or licensed.

There are so many reasons to create a will this month, but here are three big ones to consider:Direct Your Property: Cre...
07/08/2026

There are so many reasons to create a will this month, but here are three big ones to consider:

Direct Your Property: Creating a will tells the courts how you want your property distributed. Without a will, state laws will determine how your estate is divided, which may not align with your intentions.

Provide instructions to the probate court: A will can help manage the probate process, providing instructions to the court.

Designate Guardianship for Minor Children: If you have minor children, a will allows you to appoint a guardian to care for them. This crucial step directs that your children are raised by someone you trust, rather than leaving the decision to the courts.

Isn't it amazing to call America our home? God bless the USA! Independence isn't merely a day on the calendar; it's part...
07/01/2026

Isn't it amazing to call America our home? God bless the USA!

Independence isn't merely a day on the calendar; it's part of daily life in the United States.

How are you spending this Fourth of July? Joining in the celebrations with loved ones? Relaxing under the sun and grilling?

From my family to yours, wishing you a wonderful Independence Day!

HFN will be closed in observance of the holiday on Thursday July 2nd and Friday July 3rd with normal business hours resuming Monday the 6th.

Our freedoms remain vital. Wishing you a joyful Juneteenth as we mark the end of slavery in the United States.HFN will b...
06/18/2026

Our freedoms remain vital. Wishing you a joyful Juneteenth as we mark the end of slavery in the United States.

HFN will be closed on Friday, June 19th in
observance of the holiday. We will resume
normal business hours Monday, June 22nd.

Before skipping your daily walk, keep this in mind: regularly active adults can save up to $2,500 a year compared to cou...
06/16/2026

Before skipping your daily walk, keep this in mind: regularly active adults can save up to $2,500 a year compared to couch potatoes.

Year after year, according to a 2025 report in Stronger Life. Think of your exercise routine as the retirement savings that you don't have to drain early.

Drop your non-negotiable habit below.

Can you put a dollar figure on being healthy?One study that compared active and inactive adults found that healthcare co...
06/09/2026

Can you put a dollar figure on being healthy?

One study that compared active and inactive adults found that healthcare costs are 9% to nearly 27% lower for those who stay "on the move," according to a landmark study by BMJ Journals.

When socking away money for retirement, savvy savers are not only accumulating money but also thinking about what they won't have to spend.

Nearly half of healthy aging experts name physical activity as the single most important lifestyle habit for longevity, ...
06/02/2026

Nearly half of healthy aging experts name physical activity as the single most important lifestyle habit for longevity, according to a September 2025 U.S. News & World Report article.

Not supplements. Not sleep hacks. Not anything you might read about on a social feed. Just movement. Plain and simple.

What habit has made the biggest difference for you?

05/27/2026

Celebrate grads of every kind with this collection of inspirational quotes and messages.

Memorial Day is a time to pay tribute to those who made the ultimate sacrifice in service to the United States. They wil...
05/22/2026

Memorial Day is a time to pay tribute to those who made the ultimate sacrifice in service to the United States. They will always be remembered. Wishing you and your loved ones a peaceful Memorial Day holiday.

HFN will be closed Monday May 25th in observance of the holiday. We will resume normal business hours Tuesday the 26th.

Find your row first, then look one row up.That's the difference starting 5 years earlier can make.At a hypothetical 8% a...
05/13/2026

Find your row first, then look one row up.

That's the difference starting 5 years earlier can make.

At a hypothetical 8% annual return, the difference between starting at 40 vs. 35 on a $500/month contribution is over $200,000 by the time you reach 65. Not because of more money—just more time.

Time in the market is not just valuable, it's the whole game.

Which row did you land on—and did it surprise you?

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505 W Platte Avenue
Fort Morgan, CO
80701

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