OSS Accounting, Business Valuation & Transaction Advisory

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OSS Accounting, Business Valuation & Transaction Advisory OSS specializes in accounting, business valuation and transaction advisory OSS also offers QuickBooks cloud hosting.

We offer bookkeeping and payroll solutions that meet your small business's needs and enable you to spend more time doing what you do best--managing your business. As Certified Public Bookkeepers (CPB), Certified Payroll Specialist (CPS), and Certified QuickBooks Advisors we provide cost-effective solutions for users of QuickBooks financial software. We help with any QuickBooks bookkeeping and payroll assistance you need including setup, training, and support for you or your bookkeeper.

EBITDA is a starting point — not the whole story.A business can show strong EBITDA, but real value depends on what sits ...
10/27/2026

EBITDA is a starting point — not the whole story.

A business can show strong EBITDA, but real value depends on what sits behind that number.

Are the earnings recurring?
Are adjustments clear and supportable?
Is revenue concentrated?
How sustainable is performance over time?

That is where Quality of Earnings goes deeper.

EBITDA tells you a number. QoE asks how repeatable it is.

Strong earnings should be able to stand up to questions.Under due diligence, buyers and advisors will look at where prof...
10/26/2026

Strong earnings should be able to stand up to questions.

Under due diligence, buyers and advisors will look at where profit comes from, what adjustments are being made, and how concentrated the business is.

The clearer the story behind the earnings, the stronger the confidence in them.

Strong earnings aren’t just reported. They’re understandable.

Cash flow can slow down long before the money reaches the bank.When the handoff from field → billing → collection → cash...
10/20/2026

Cash flow can slow down long before the money reaches the bank.

When the handoff from field → billing → collection → cash takes too long, completed work stays tied up instead of becoming usable cash.

Every slow handoff delays the money.

Completed work does not help cash flow if the money gets stuck in the process.Work may be finished, but if billing is de...
10/19/2026

Completed work does not help cash flow if the money gets stuck in the process.

Work may be finished, but if billing is delayed, change orders are waiting, or receivables are aging, cash still is not where the business needs it.

Sometimes the issue is not sales.
It is what happens after the sale.
Sometimes the cash-flow problem isn’t sales. It’s the process after the sale.

A job is not financially finished just because the crew left or the invoice was sent.The full story is not clear until t...
10/12/2026

A job is not financially finished just because the crew left or the invoice was sent.

The full story is not clear until the payment is in and the final margin is known.

That is when you can see what the job really produced.

That’s when the financial story is complete.

Rework has a cost — and not all of it shows up right away.A callback can mean extra labor, extra materials, extra fuel, ...
10/11/2026

Rework has a cost — and not all of it shows up right away.

A callback can mean extra labor, extra materials, extra fuel, and lost time that affects the next job too.

What looked profitable at first can quickly become less profitable once rework enters the picture.

Callbacks don’t just cost time. They change job margin.

Don’t just close the month. Read it.A strong month-end close should do more than organize the numbers. It should help yo...
10/03/2026

Don’t just close the month. Read it.

A strong month-end close should do more than organize the numbers. It should help you understand what changed, why it changed, and what to do next.

That’s how financial reporting becomes a tool for better decisions — not just a task to finish.

What changed? Why did it change? What do we do next?

Q4 is already live — and the first numbers coming in should tell you what needs attention.In October, the focus is simpl...
10/02/2026

Q4 is already live — and the first numbers coming in should tell you what needs attention.

In October, the focus is simple:
Revenue pace. Margin movement. Cash and collections.

If the plan is slipping, this is the time to catch it — while there’s still time to improve the year-end result.

Don’t wait until December to find the pattern. October gives you time to change it.

A budget shows where you planned to go.A forecast shows where your numbers say you’re actually heading.Both matter. One ...
09/27/2026

A budget shows where you planned to go.

A forecast shows where your numbers say you’re actually heading.

Both matter. One sets the plan; the other helps you adjust as the business changes.

Good businesses have both.

Strong owners don’t plan Q4 around just one outcome.They prepare for the base case, the upside case, and the downside ca...
09/26/2026

Strong owners don’t plan Q4 around just one outcome.

They prepare for the base case, the upside case, and the downside case — so they can make better decisions before the quarter starts.

The goal is not to predict the future perfectly. It’s to be ready for it.

Forecast the options before you’re forced to react.

Address

301 S Tubb Street Unit I-2
Fort Walton Beach, FL
34760

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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