EightPoint Financial

07/03/2026

07/01/2026

America 250: Remembering Robert Morris, "Financier of the Revolution"

As we celebrate America's 250th, it's worth pausing to remember Robert Morris — the man who personally financed critical moments of the Revolutionary War, helped fund Washington's army on the march to Yorktown, and signed the Declaration of Independence, the Articles of Confederation, and the Constitution. Without his financial ingenuity, the Revolution may well have looked very different. His legacy as one of the architects of American independence is well earned.

His later years offer a gentler lesson, too. After the war, Morris invested heavily in land across the young nation, believing — correctly, as it turned out — that America would grow and expand westward. But he leveraged that vision with significant debt, and when credit tightened during the French Revolutionary Wars in the 1790s, he didn't have the cash flow to support the land and loans he was carrying. It's a reminder that leverage can be a powerful tool, but it becomes a real risk when the assets it's tied to can't generate the cash flow to support it.

As we celebrate 250 years of American independence, it's a fitting moment to reflect on our own approach to leverage and cash flow — timeless principles that mattered as much in 1776 as they do today.

Robert Morris was a shipping tycoon, financier and Founding Father ...

06/29/2026

Grateful for Community & Service

A heartfelt thank you to Ohio Retired Troopers District 4, Armor Risk Management, and all the family and friends who came together to honor a fallen Ohio State Patrolman and establish a scholarship in his name funded with $17,000 from the recent charity golf outing. It was meaningful to see our community rally around those who've made the ultimate sacrifice in service.

https://www.wfmj.com/news/local-news/trooper-killed-in-route-11-crash-to-be-honored-with-posthumous-scholarship/article_aa39621c-aea3-4175-a840-d2d30393775c.html

EightPoint Financial was proud to support this event. Our law enforcement deserve recognition not just for their bravery, but for the lasting impact they leave on their families and communities.

This cause is especially personal to me—both of my grandfathers served as Pittsburgh police officers. Their legacy reminds me every day of the debt we owe to those who put on the badge.

To our police officers—thank you for your service and sacrifice. 🙏

06/03/2026

Looking forward to a great day!

06/02/2026

At EightPoint Financial, we're now excited to offer business valuation services in conjunction with accountants designed to help business owners better understand one of their most valuable assets: their business.

For many owners, their business represents their largest financial asset, retirement plan, and source of future financial security.

In fact, industry research suggests that business owners hold up to 90% of their wealth in their businesses, and 78% plan to fund their retirement through the eventual sale of their business.

Despite this, many business owners have never completed a formal valuation, leaving them less prepared for retirement, succession planning, insurance needs, unexpected events, or a future sale.

While traditional valuations can run to the tune of tens of thousands of dollars or more, our process combines valuation insights with financial planning guidance to help business owners better prepare for the future at a significantly lower cost for owners and the accounting practices seeking to help serve owners.

Our process provides:
● Business valuation insights at a fraction of the cost of traditional valuation services
● An accurate valuation through a streamlined and efficient process
● Guidance for business needs such as planning for retirement or succession. ● Benchmarking against similar businesses and industry peers
● Approximately a two-week turnaround from start to finish
● A yearly update with updated information for 3 years

To get started, we offer an Interest Form that gathers basic information about you and your business.

This quick assessment can help identify potential reasons for obtaining a valuation and help us get in contact with you.

Access the form here: https://lnkd.in/gvzDwtp8

Check out our website update to learn more about our business valuation process: https://lnkd.in/g6Kya3rn

Business Valuations

05/27/2026

My wife shared this picture with me today.

Black bears are powerful, intelligent, and usually avoid trouble — but only when they stay aware of their surroundings.

Markets work the same way.

Most financial setbacks don’t come from the “bear” you can clearly see. They come from becoming too comfortable, too distracted, or assuming conditions will always stay calm.

Situational awareness in investing doesn’t mean living in fear or reacting to every headline. It means paying attention to risk exposure, liquidity, concentration, and the small changes that can quietly shift the environment around you.

A black bear sighting doesn’t mean panic. It means respect for the environment you’re in.

The same mindset applies to markets:
Stay alert. Stay prepared. Stay disciplined.

Because long-term success often belongs to the people who can remain calm without becoming complacent.

05/21/2026

05/19/2026

🎉 Big welcome to Ryan Griffith as he hits the ground running as a returning apprentice to the office!

We started the day at 6AM over breakfast at a local diner — mapped out the plan for the day, talked through the vision on reorientation after a semester abroad in Germany, and got fired up for the day ahead.

From there, we jumped on our daily huddle with Chris Labrador and Judi O'Brien to align on the work for the day — and then Ryan got to it.

It's not even 3PM and this guy has already knocked out 3 IT projects. THREE. Before most people finish their afternoon coffee. ☕

One of those projects? Something we've been working hard to bring to life — financial calculators, now live on our website. Ryan built it out and it looks great.

👇 Go check out his handiwork and see what you think!
https://lnkd.in/gSe3uWNS

Ryan, welcome to the team — you set the bar HIGH on Day 1.

05/18/2026

For all the anxiety about a tough job market, recent college grad unemployment is 5.6%—higher than average, but far from catastrophic. Here are five things new grads should know as they launch their careers.

04/14/2026

EightPoint Financial Welcomes Chris Labrador as Private Wealth Advisor

We’re excited to share that Chris Labrador has joined EightPoint Financial as a Private Wealth Advisor, bringing more than 14 years of experience in financial services.

Chris joins us from Fidelity Investments, where he spent over five years helping individuals and families build comprehensive financial plans focused on long-term goals. His background spans banking and investment services for individuals, business owners, executives, and small businesses—giving him a broad and practical perspective on client needs.

“Chris is known for his thoughtful, level-headed approach and his commitment to delivering honest, practical guidance,” said Tim O’Brien, Founder of EightPoint Financial. “He helps clients gain clarity and confidence in their financial decisions through personalized planning and long-term relationships.”

Chris holds FINRA Series 7 and Series 66 licenses, along with Life, Accident, and Health Insurance licenses. He earned his bachelor’s degree in Marketing Management from Grove City College.

He lives in Oakmont, PA with his wife and three children. Outside of work, Chris enjoys spending time with his family, attending his kids’ activities, and traveling.

“The addition of Chris marks an important step in our continued growth,” added O’Brien. “We are confident he will enhance the client experience and strengthen the service we provide.”

At EightPoint Financial, we continue to grow our team and expand our commitment to helping individuals, families, small businesses, and nonprofits with comprehensive financial planning, investment management, retirement planning, tax strategies, insurance planning, estate planning, and more.

Learn more at: www.eightpointplan.com