JFS Wealth Advisors

JFS Wealth Advisors We guide our clients to peace of mind by assisting them with meeting life's financial challenges We believe that your story is more important than ours.

JFS Wealth Advisors is dedicated to helping financially successful individuals and families live their dreams by providing integrated financial planning and investment strategies for every stage of life. Founded by Bob Jazwinski in 1986, what began as a one-man office in Hermitage, PA, has grown into a 70+ member, full-service firm with 7 locations. Today we supervise over $3 billion in assets, se

rving clients in over 40 states. Honesty and integrity are at the core of our professional philosophy. We're invested in building long-term client relationships, not selling products. So, we take the time to get to know you, your goals, your challenges and your vision for the future. You can count on us to be fully engaged and responsive every step of the way, and trust that we'll deliver on every promise we make. We offer a wide array of services to our clients, including Investment Management, Retirement Planning, Tax Planning & Preparation, Insurance Review & Risk Assessment, Estate & Legacy Planning, Education Planning, Cash Management, and Philanthropic Planning. JFS also offers businesses the same level of exceptional service and expert financial guidance that we give our individual clients. We will work with you to design a plan with diversified investment strategies and broad flexibility that empowers your employees to fund their nest egg and manage financial decisions.

Hostilities in the Strait of Hormuz continue to rattle world energy markets, with corresponding pressures on inflation. ...
07/16/2026

Hostilities in the Strait of Hormuz continue to rattle world energy markets, with corresponding pressures on inflation. Nevertheless, equity markets displayed strong growth during the second quarter of the year. While concerns remain, the economic outlook is consistent with moderate growth in the near term.

2026 Second Quarter Market and Economic Commentary covering inflation, market performance, interest rates, energy prices, and the U.S. economic outlook.

07/14/2026

Companies insure their buildings, their equipment, and their liability. The risk that tends to fly under the radar is the human one. Your most important assets are the people who walk out the door every night, and no policy keeps them from walking out for good. In this webinar, we look at human capital risk and what employers can do to retain the people their organizations depend on: https://jfswa.com/webinar/non-qualified-retirement-plans-business-owners/

"My business is my retirement plan." A lot of owners say it, and in the early years, it makes sense. The company is wher...
07/13/2026

"My business is my retirement plan." A lot of owners say it, and in the early years, it makes sense. The company is where the growth is, so that's where the capital goes.

Over time, though, having most of your net worth tied to a single asset creates a risk that's easy to overlook. If the business stalls, gets disrupted, or sells for less than you hoped, your retirement moves with it.

Our latest article looks at how owners can build wealth outside the business without starving it of the capital it needs to grow. We cover diversifying through outside investments, using retirement plan design as a tool, and how personal financial strength changes the way you approach an eventual sale or succession.

Read it here: https://jfswa.com/insights/business-reinvestment-personal-wealth/

Article by Austin Sambuco, CFP®, CEPA™

Congratulations to Wealth Advisor Constance Amstutz, CFP®, CDFA®, named to the Mahoning Valley Young-Professionals 25 Un...
07/08/2026

Congratulations to Wealth Advisor Constance Amstutz, CFP®, CDFA®, named to the Mahoning Valley Young-Professionals 25 Under 35 Class of 2026.

The 2026 honor recognizes young professionals building strong careers and giving back to their communities. Constance joined JFS in 2017 and brings real care to her work, especially for clients navigating major life changes. Her commitment to the Mahoning Valley shows up well beyond the office.

Well deserved, Constance.

Read more: https://jfswa.com/media-press/constance-amstutz-mahoning-valley-young-professionals-25-under-35-2026/

Disclosure: No compensation was paid to receive or market the award.

Last month, ten members of our JFS Wealth Advisors team celebrated their work anniversaries. We want to congratulate:Sea...
07/07/2026

Last month, ten members of our JFS Wealth Advisors team celebrated their work anniversaries. We want to congratulate:

Sean Gibbon, 10 years
Ted Rhinehart, 10 years
Lisa DeBonis, 7 years
Ryan Tiesi, 7 years
Lew Davis, 5 years
John Sciarrone, 5 years
Mark Browne, 2 years
Eva Conti, 1 year
Harrison Murray, 1 year
Erin Watkins, 1 year

Thank you for your continued hard work and dedicated.

07/06/2026

Assets owned before marriage are generally considered separate property, but that status can shift over time. If those funds were deposited into a joint account, used for household expenses, or mixed with marital money, they may be treated very differently in a divorce. Clear records and documentation can make all the difference in how assets are ultimately classified.

07/01/2026

Every firm has an origin story. Ours starts with a teenager working part-time as a bank teller in Mercer County.

In this clip, Sean Gibbon sits down with our founder, Robert C. Jazwinski, CPA/PFS, CFP®, to talk about how JFS came to be. Bob traces the path from community banking in the 1970s to becoming a bank controller to managing wealth for a family of business owners. Then he shares the conversation that changed his direction: during a run, a close friend told him to go into business for himself and offered to be his first client.

That was 1986. Almost 40 years later, that spirit still shapes how we work.

Watch Bob tell it in his own words.

For many business owners, selling the business is a once-in-a-lifetime event. And yet, the decisions made in the months ...
06/29/2026

For many business owners, selling the business is a once-in-a-lifetime event. And yet, the decisions made in the months leading up to that sale can have lasting consequences on taxes, estate planning, and long-term financial security. In a recent article on our website, JFS wealth advisor Ryan Kennis, CFP®, CEPA™, outlines what business owners should be thinking about well before a liquidity event, from tax minimization strategies and estate plan updates to building an investment strategy for the proceeds. If you or someone you know is approaching a potential business transition, we would welcome the opportunity to discuss it.

Tax considerations and estate planning are just a couple of the considerations around liquidity events for business owners.

Congratulations to Sarah J. Amey, CFP®, CIMA®, CPWA®, our Regional Director, Partner, and Wealth Advisor, who has been n...
06/25/2026

Congratulations to Sarah J. Amey, CFP®, CIMA®, CPWA®, our Regional Director, Partner, and Wealth Advisor, who has been named to AdvisorHub's 2026 Advisors to Watch list, ranked #162 in the 250 RIAs to Watch category.

Sarah brings steadiness and discipline to how we manage clients' investments, and this recognition reflects both the depth of her work and the team behind it. We're proud to see her counted among advisors recognized for the scale, growth, and professionalism of their practices.

Congratulations, Sarah: https://www.advisorhub.com/advisors-to-watch-ria-2026/

Disclosure: This recognition was provided by AdvisorHub and announced on June 16, 2026, covering the period of January 1, 2025, through December 31, 2025. Eligibility included at least seven years of experience, a minimum of $150 million in assets under management, and a clean regulatory record. AdvisorHub also weighs scale of practice, growth, and professionalism. No compensation was paid to receive or market the award. The ranking does not guarantee future investment performance or any particular client outcome.

Congratulations to Amanda Marcello, CFP®, and Sarah Amey, CFP®, CIMA®, CPWA®, on being named to the InvestmentNews $100M...
06/24/2026

Congratulations to Amanda Marcello, CFP®, and Sarah Amey, CFP®, CIMA®, CPWA®, on being named to the InvestmentNews $100M Club Top Female Advisors for 2026. We are proud to have both of them on the JFS team. Well deserved.

No compensation was provided to obtain or market the award.

Address

1479 N Hermitage Road
Hermitage, PA
16148

Opening Hours

Monday 9am - 4pm
Tuesday 9am - 4pm
Wednesday 9am - 4pm
Thursday 9am - 4pm
Friday 9am - 4pm

Telephone

+17249623200

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