11/01/2026
Marketplace open enrollment starts today, November 1.
On HealthCare.gov, enroll by December 15 for January 1 coverage. The last day is January 15.
Getting a premium tax credit? Estimate your 2027 income carefully. The credit is reconciled on your tax return, and starting with 2026 coverage there’s no cap on paying back excess credit.
Call 833-632-5722
Dates are for HealthCare.gov; state marketplaces may differ. General information only; not tax advice.