Clear Financial Partners

07/20/2026

Picking investments is only one part of managing your financial life.

As your income, assets, accounts, and responsibilities grow, tax planning, retirement timing, estate considerations, risk management, and long-term goals all begin to affect one another.

In the latest episode of Clear Money Talk, Tim and Tyler explore when a do-it-yourself approach may no longer provide the coordination your financial life requires.

Watch or listen to the full episode now: https://youtu.be/JkzVCVO8FwI?si=p8mJmZLvjWus_kbx

When does DIY investing stop being enough?

Managing your own investments can work well when your financial life is relatively simple. But as taxes, retirement planning, business ownership, estate planning, and multiple financial goals begin to overlap, the decisions become harder to coordinate.

In this week’s episode of Clear Money Talk, Tim Clairmont, MSFS™, LACP™, Wealth Advisor, and Tyler Andrews, CFP®, NSSA®, Wealth Advisor, discuss the signs that it may be time to bring in another set of eyes.

The full episode is live: https://youtu.be/JkzVCVO8FwI?si=p8mJmZLvjWus_kbx

07/17/2026

07/14/2026

Medicare costs are changing in the new year.

The Centers for Medicare & Medicaid Services has released the updated Medicare Part A and Part B premiums and deductibles. Here are a few key figures to know:

▪️ Part B premium: $202.90 per month, up from $185
▪️ Part B deductible: $283, up from $257
▪️ Part A inpatient deductible: $1,736, up from $1,676

These updates take effect in January and may impact monthly healthcare costs for individuals enrolled in Medicare.

For retirees and those approaching retirement, healthcare costs are an important part of the bigger financial planning picture. Reviewing these changes can help you plan with more clarity and confidence.

07/07/2026

Trump Accounts are now available, and families may have questions about how they work.

A few key points:

Who gets the $1,000 federal contribution?
Eligible U.S. citizen children born from 2025 through 2028.

Is there an income limit?
No. Eligibility is based on the child’s citizenship and birth date.

Can older children have an account?
Yes, U.S. citizen children under 18 may still be eligible to have an account opened, but the $1,000 contribution is limited to the eligible birth years.

Can grandparents contribute?
Yes. Family members may contribute, subject to annual limits.

As with any planning opportunity, it’s worth coordinating with your broader financial plan, tax strategy, and long-term goals.

07/06/2026

Homeownership. Career stability. Family. Retirement.

For a long time, those milestones were treated like the standard path to the American Dream. But today, many people are asking whether that path still feels realistic, or whether success needs a new definition.

The latest episode of Clear Money Talk explores that question with Tim Clairmont, MSFS™, LACP™, Wealth Advisor, and Tyler Andrews, CFP®, NSSA®, Wealth Advisor.

Check it out now: https://youtu.be/PqcWkZ6F4mg?si=xGRKWZ--oVMJYRJe

The American Dream used to feel like a clear roadmap. Today, it can feel more like a moving target.

In this episode of Clear Money Talk, Tim Clairmont, MSFS™, LACP™, Wealth Advisor, and Tyler Andrews, CFP®, NSSA®, Wealth Advisor, discuss whether the American Dream is still financially attainable and why the definition of success may look different today.

From housing and education costs to career choices, debt, lifestyle expectations, and retirement, this conversation looks at why traditional milestones may feel harder to reach and why building an intentional life matters more than simply checking old boxes.

The full episode is live now: https://youtu.be/PqcWkZ6F4mg?si=xGRKWZ--oVMJYRJe

07/04/2026

However you’re spending the day, we hope it brings joy, connection, and appreciation for the freedoms we share.

Happy 4th of July from Clear Financial Partners.

07/03/2026

The American Dream used to feel like a clear roadmap. Today, it can feel more like a moving target.

In this trailer for Clear Money Talk, we preview a conversation about whether the American Dream is still financially attainable and why success may need a more personal, updated definition.

Watch the trailer, then tune into the full episode on Monday for the complete conversation.

07/03/2026

ClearFP® Holiday Weekend Hours

Our office will be closed on Friday, July 3, in observance of Independence Day.

We will resume normal business hours on Monday, July 6.

Wishing you a safe and enjoyable holiday weekend.

07/02/2026

Small acts of care can make a meaningful difference.

July is National Make a Difference to Children Month, and we’re wearing purple in support of children and families facing cancer and other serious health challenges.

We’re proud to support JoyRX, the mission delivery of Children’s Cancer Association, and the work they do to bring comfort, connection, and moments of joy to families during incredibly difficult seasons.

Join us in raising awareness this July.

07/01/2026

New ClearFP White Paper Now Available!

Receiving RSUs or company stock can be exciting, but it can also add complexity to your financial plan.

Our newest white paper, RSUs & Employee Equity Compensation, takes a closer look at key planning considerations, including tax strategy, concentration risk, and how company stock fits into your bigger wealth management picture.

Read it now on ClearFP.com under the Insights tab.