10/29/2026
Your cash balance is not a cash-flow plan. It's a photograph — and photographs are almost useless when the road ahead changes every week.
I've watched healthy companies get into trouble because leadership saw a big balance, felt safe, and committed to hiring, inventory, equipment, or a deal without seeing the timing underneath it.
A real cash plan tells you when payroll, taxes, debt service, and vendor bills actually clear, which receipts are truly collectible, and what happens if a major project slips 30 days.
That's why I start every engagement with a rolling 13-week cash forecast. It gives the CEO time to make choices while choices still exist.
If your cash conversation starts and ends with the bank balance, let's talk. Message CFO Express or email [email protected].
Strategy. Scale. Acquire. Exit.