Kamerick O. Rampersad, CLTC, LUTCF, CPFA

Kamerick O. Rampersad, CLTC, LUTCF, CPFA To Help Minimize Risk and Maximize Wealth. Securities products and advisory services offered through PAS, member FINRA, SIPC.

Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS), 777 Third Avenue Suite # 1703 New York, NY 10017, 212-541-8800. Financial Representative, The Guardian Life Insurance Company of America (Guardian), New York, NY. PAS is a wholly owned subsidiary of Guardian. Wealth Advisory Group LLC is not an affiliate or subsidiary of PAS or Guardian. Wealth Advisory Group LLC

is not registered in any state or with the U.S. Securities and Exchange Commission as a Registered Investment Advisor. Guardian, its subsidiaries, agents, and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation. Links to external sites are provided for your convenience in locating related information and services. Guardian, its subsidiaries, agents, and employees expressly disclaim any responsibility for and do not maintain, control, recommend, or endorse third-party sites, organizations, products, or services, and make no representation as to the completeness, suitability, or quality thereof. This material is intended for general use. By providing this content Park Avenue Securities LLC and your financial representative are not undertaking to provide investment advice or make a recommendation for a specific individual or situation, or to otherwise act in a fiduciary capacity. CA Insurance License # 4070734
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09/02/2026

Giving thanks may also have a positive effect on finances. Find out how starting a gratitude practice can boost your happiness and your financial health

How will your investments weather the ups and downs of the business cycle?
08/31/2026

How will your investments weather the ups and downs of the business cycle?

How will you weather the ups and downs of the business cycle?

Contact me today to learn more
08/31/2026

Contact me today to learn more

For many business owners today, retirement planning is important for both their own and their employees’ financial future

Thinking about a prepaid debit card? Consider the pros and cons.
08/28/2026

Thinking about a prepaid debit card? Consider the pros and cons.

It's important to understand the pros and cons when considering a prepaid debit card.

Worried your retirement savings won’t last as long as you need it to? Consider trying these simple steps to help you enj...
08/28/2026

Worried your retirement savings won’t last as long as you need it to? Consider trying these simple steps to help you enjoy the retirement you’ve been saving for and retire with financial confidence.

Retirement can be a source of stress but there are many things you can do to financially prepare for a long retirement

Financial stress isn’t reserved for minimum wage workers. Almost 7 in 10 people earning at least \$100,000 per year say ...
08/26/2026

Financial stress isn’t reserved for minimum wage workers. Almost 7 in 10 people earning at least \$100,000 per year say financial stress is so bad, it’s affecting their work. Try these hacks to help ease money worries.

Financial stress is not limited to those living below the poverty line. It's a real issue for many.

08/25/2026

Follow this estate planning checklist for older adults covering wills, trusts, healthcare directives, powers of attorney, beneficiaries and asset records.

What do Americans spend more on? 1) taxes or 2) food, clothing, and shelter? Answer = 1.
08/24/2026

What do Americans spend more on? 1) taxes or 2) food, clothing, and shelter? Answer = 1.

Here's a breakdown of how the federal government spends your tax money.

08/21/2026

Here are 5 facts about Social Security you absolutely need to know.

08/19/2026

Getting a raise is certainly something to celebrate but how you spend this money can impact your financial health. Here are a few tips to help you manage more money in a way that’s both productive and protective.

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