IHS Insurance Services

IHS Insurance Services We are a family-run insurance agency based in Oyster Bay, Long Island.

We treat our clients like family and are excited to work with you on your personal and commercial insurance needs as well as benefits.

๐Ž๐ฎ๐ซ ๐œ๐ฅ๐ข๐ž๐ง๐ญ๐ฌ ๐š๐ซ๐ž ๐ฅ๐ž๐š๐ฏ๐ข๐ง๐  ๐ฅ๐š๐ซ๐ ๐ž ๐ง๐š๐ญ๐ข๐จ๐ง๐š๐ฅ ๐›๐ซ๐จ๐ค๐ž๐ซ๐š๐ ๐ž๐ฌ ๐ญ๐จ ๐ฆ๐จ๐ฏ๐ž ๐ญ๐ก๐ž๐ข๐ซ ๐ข๐ง๐ฌ๐ฎ๐ซ๐š๐ง๐œ๐ž ๐ฎ๐ง๐๐ž๐ซ ๐จ๐ฎ๐ซ ๐œ๐š๐ซ๐ž.We recently welcomed several ne...
05/18/2026

๐Ž๐ฎ๐ซ ๐œ๐ฅ๐ข๐ž๐ง๐ญ๐ฌ ๐š๐ซ๐ž ๐ฅ๐ž๐š๐ฏ๐ข๐ง๐  ๐ฅ๐š๐ซ๐ ๐ž ๐ง๐š๐ญ๐ข๐จ๐ง๐š๐ฅ ๐›๐ซ๐จ๐ค๐ž๐ซ๐š๐ ๐ž๐ฌ ๐ญ๐จ ๐ฆ๐จ๐ฏ๐ž ๐ญ๐ก๐ž๐ข๐ซ ๐ข๐ง๐ฌ๐ฎ๐ซ๐š๐ง๐œ๐ž ๐ฎ๐ง๐๐ž๐ซ ๐จ๐ฎ๐ซ ๐œ๐š๐ซ๐ž.

We recently welcomed several new clients who had been with a major brokerage for years.

Nothing went wrong. Their policies and service were fineโ€ฆbut ๐’‡๐’Š๐’๐’† isnโ€™t the same as feeling genuinely cared for.

What they told us was simple:

๐“๐ก๐ž๐ฒ ๐ฐ๐š๐ง๐ญ๐ž๐ ๐ฉ๐ž๐ซ๐ฌ๐จ๐ง๐š๐ฅ ๐š๐ญ๐ญ๐ž๐ง๐ญ๐ข๐จ๐ง.

They wanted a team that knew their name, their story, their goals, not just their account number. They wanted a team that understood their concerns and actually did something about them.

Thatโ€™s where independent brokers shine.

We may not have a skyscraper, but we have something just as powerful:

๐‘จ ๐’„๐’๐’Ž๐’Ž๐’Š๐’•๐’Ž๐’†๐’๐’• ๐’•๐’ ๐’•๐’“๐’†๐’‚๐’•๐’Š๐’๐’ˆ ๐’†๐’—๐’†๐’“๐’š ๐’„๐’๐’Š๐’†๐’๐’• ๐’๐’Š๐’Œ๐’† ๐’‡๐’‚๐’Ž๐’Š๐’๐’š.

Since moving their insurance programs to us, these clients have told us repeatedly how much happier they are because of the service and attention we provide.

๐–๐ž ๐ฅ๐ข๐ฌ๐ญ๐ž๐ง, ๐ซ๐ž๐ฌ๐ฉ๐จ๐ง๐, ๐š๐ง๐ ๐ ๐จ ๐ญ๐จ ๐›๐š๐ญ ๐Ÿ๐จ๐ซ ๐ญ๐ก๐ž๐ฆ.

Thatโ€™s at the heart of what we do at IHS Insurance Services.

Our clients have our personal cells and they can call or text us at their convenience. People in the industry may say this is a bad idea that could get out of control. We say it keeps our client relationships strong and healthy.

Big broker or small broker, thereโ€™s room for everyone in this industry. But if youโ€™re looking for a team that knows your business, your community, and your priorities on a personal level, ๐ญ๐ก๐š๐ญโ€™๐ฌ ๐ฐ๐ก๐ž๐ซ๐ž ๐ฐ๐ž ๐ญ๐ก๐ซ๐ข๐ฏ๐ž.

๐‘พ๐’† ๐’‚๐’“๐’† ๐’‘๐’“๐’๐’–๐’… ๐’•๐’ ๐’‰๐’‚๐’—๐’† ๐’๐’–๐’“ ๐’„๐’๐’Š๐’†๐’๐’•๐’” ๐’Š๐’ ๐’•๐’‰๐’† ๐ˆ๐‡๐’ ๐’‡๐’‚๐’Ž๐’Š๐’๐’š ๐’‚๐’๐’… ๐’˜๐’† ๐’˜๐’๐’–๐’๐’… ๐’๐’๐’—๐’† ๐’•๐’ ๐’˜๐’†๐’๐’„๐’๐’Ž๐’† ๐’š๐’๐’– ๐’•๐’๐’.

05/15/2026

At IHS Insurance Services, weโ€™re bringing the human element back to insurance. No automated menus, no endless hold timesโ€”just real conversations with people who actually know your business and your family.

Whether itโ€™s your business operations or your personal umbrella policy, weโ€™ve got it all covered under one roof. ๐Ÿ ๐Ÿ’ผ

Stop settling for โ€œgood enoughโ€ and start feeling truly protected. Give us a call today! ๐Ÿค

05/13/2026

At IHS Insurance Services, we work for YOU. We were able to save our client $2,000 on her homeownerโ€™s renewal by simply doing what was in her best interest. And it was easy! Give us a call to see how much we can save you.

๐€๐ช๐ฎ๐š๐ญ๐ข๐œ๐ฌ ๐ข๐ง๐ฌ๐ฎ๐ซ๐š๐ง๐œ๐ž ๐ข๐ฌ๐งโ€™๐ญ ๐ฒ๐จ๐ฎ๐ซ ๐ž๐ฏ๐ž๐ซ๐ฒ๐๐š๐ฒ ๐ซ๐ข๐ฌ๐ค, ๐š๐ง๐ ๐ญ๐ก๐š๐ญโ€™๐ฌ ๐ฐ๐ก๐ฒ ๐ญ๐ก๐ข๐ฌ ๐ฐ๐ข๐ง ๐Ÿ๐ž๐ฅ๐ญ ๐ ๐จ๐จ๐.One of our most unique clients runs an aq...
05/11/2026

๐€๐ช๐ฎ๐š๐ญ๐ข๐œ๐ฌ ๐ข๐ง๐ฌ๐ฎ๐ซ๐š๐ง๐œ๐ž ๐ข๐ฌ๐งโ€™๐ญ ๐ฒ๐จ๐ฎ๐ซ ๐ž๐ฏ๐ž๐ซ๐ฒ๐๐š๐ฒ ๐ซ๐ข๐ฌ๐ค, ๐š๐ง๐ ๐ญ๐ก๐š๐ญโ€™๐ฌ ๐ฐ๐ก๐ฒ ๐ญ๐ก๐ข๐ฌ ๐ฐ๐ข๐ง ๐Ÿ๐ž๐ฅ๐ญ ๐ ๐จ๐จ๐.

One of our most unique clients runs an aquatics company providing
๐ฅ๐ข๐Ÿ๐ž๐ ๐ฎ๐š๐ซ๐๐ฌ, ๐ฉ๐จ๐จ๐ฅ ๐ฆ๐š๐ง๐š๐ ๐ž๐ฆ๐ž๐ง๐ญ, ๐š๐ง๐ ๐ฆ๐š๐ข๐ง๐ญ๐ž๐ง๐š๐ง๐œ๐ž for country clubs and private communities across Long Island. Itโ€™s a niche with layers of liability and very little room for error.

When we reviewed his prior program, we found he was definitely overpaying.

After restructuring his policy with a carrier that understands the aquatics space, we were able to ๐’Š๐’Ž๐’‘๐’“๐’๐’—๐’† ๐’‰๐’Š๐’” ๐’‘๐’“๐’๐’•๐’†๐’„๐’•๐’Š๐’๐’ and ๐’๐’๐’˜๐’†๐’“ ๐’‰๐’Š๐’” ๐’‘๐’“๐’†๐’Ž๐’Š๐’–๐’Ž at the same time.

We are so grateful he renewed with us again this year. Our valued client trusts the way we show up, stay available, and make sure heโ€™s protected the right way.

๐‘บ๐’‘๐’†๐’„๐’Š๐’‚๐’๐’Š๐’›๐’†๐’… ๐’Š๐’๐’…๐’–๐’”๐’•๐’“๐’Š๐’†๐’” ๐’…๐’†๐’”๐’†๐’“๐’—๐’† ๐’”๐’‘๐’†๐’„๐’Š๐’‚๐’๐’Š๐’›๐’†๐’… ๐’‚๐’•๐’•๐’†๐’๐’•๐’Š๐’๐’.

If your business has unique risks, we're always here to help you navigate them with clarity and confidence.

05/08/2026

Insurance doesnโ€™t have to be a headache. ๐Ÿ’ผ At IHS Insurance Services, weโ€™re more than just your agentsโ€”weโ€™re your neighbors right here in Oyster Bay.

From protecting your business to securing your familyโ€™s home and car, we believe service isnโ€™t just a department, itโ€™s how we do things every day. ๐Ÿ˜๏ธโœจ

Letโ€™s chat about what matters most to you.

Have you ever found yourself wondering whether you need life insurance or how it really works? If so, youโ€™re not alone. ...
05/06/2026

Have you ever found yourself wondering whether you need life insurance or how it really works? If so, youโ€™re not alone. A 2024 study by J.D. Power survey found that only 29% of life insurance customers โ€œstrongly agreedโ€ their insurer made policies simple and easy to understand, highlighting a widespread knowledge gap that leaves many unsure of where to start.

To help out our network, weโ€™ve compiled a beginnerโ€™s life insurance guide. Swipe to learn more. If you have questions about life insurance or want to find the right fit for you, weโ€™re here to help. Give us a call today.

We are so proud to see reviews like these from our insurance clients. Our clients are who keep us going! Thank you, Mich...
05/05/2026

We are so proud to see reviews like these from our insurance clients. Our clients are who keep us going! Thank you, Michael.

04/30/2026

Is your business properly insured? Are you covered for what your business actually does? If not, the aftermath can be catastrophic. Letโ€™s review your program together and see we can help.

I had an awesome experience filming a few shorts with Tom LoFaso at the Tloproductions studio on Friday. I had won a fre...
04/20/2026

I had an awesome experience filming a few shorts with Tom LoFaso at the Tloproductions studio on Friday.

I had won a free video when I guessed the number of M&Ms in the jar at their booth at the Long Island Builders Institute trade show just a few weeks ago.

Tom and his team were so professional and did a great job behind the camera.

Pumped to see the end products!

๐“๐ก๐ข๐ฌ ๐ฆ๐จ๐ง๐ญ๐ก ๐จ๐ฎ๐ซ ๐œ๐ฅ๐ข๐ž๐ง๐ญ ๐›๐จ๐ฎ๐ ๐ก๐ญ ๐š ๐›๐ž๐š๐ฎ๐ญ๐ข๐Ÿ๐ฎ๐ฅ ๐‘๐จ๐ฅ๐ž๐ฑ. ๐ˆ๐ญ ๐ฐ๐š๐ฌ ๐š ๐ฆ๐ข๐ฅ๐ž๐ฌ๐ญ๐จ๐ง๐ž.He came to us to ask how he could protect his new wat...
04/17/2026

๐“๐ก๐ข๐ฌ ๐ฆ๐จ๐ง๐ญ๐ก ๐จ๐ฎ๐ซ ๐œ๐ฅ๐ข๐ž๐ง๐ญ ๐›๐จ๐ฎ๐ ๐ก๐ญ ๐š ๐›๐ž๐š๐ฎ๐ญ๐ข๐Ÿ๐ฎ๐ฅ ๐‘๐จ๐ฅ๐ž๐ฑ. ๐ˆ๐ญ ๐ฐ๐š๐ฌ ๐š ๐ฆ๐ข๐ฅ๐ž๐ฌ๐ญ๐จ๐ง๐ž.

He came to us to ask how he could protect his new watch.

We insured his Rolex for 125% of its appraised value, so if the market climbs, heโ€™s still covered.

This reminded me of something we see all the time with engagement rings and wedding rings. These arenโ€™t just pieces of jewelry.

Theyโ€™re symbols of commitment, memories, and the people we love most.

๐‘ด๐’‚๐’๐’š ๐’‘๐’†๐’๐’‘๐’๐’† ๐’‚๐’”๐’”๐’–๐’Ž๐’† ๐’•๐’‰๐’†๐’Š๐’“ ๐’‰๐’๐’Ž๐’†๐’๐’˜๐’๐’†๐’“'๐’” ๐’‘๐’๐’๐’Š๐’„๐’š ๐’‚๐’–๐’•๐’๐’Ž๐’‚๐’•๐’Š๐’„๐’‚๐’๐’๐’š ๐’‘๐’“๐’๐’•๐’†๐’„๐’•๐’” ๐’•๐’‰๐’†๐’Ž.

The truth is:
-Homeowner's insurance usually caps jewelry coverage at very low limits.
-It often doesnโ€™t cover accidental loss, including the โ€œI took it off for one second and now itโ€™s goneโ€ moments.
-It doesnโ€™t adjust for appreciation, which matters for diamonds, gold, and luxury watches.

Thatโ€™s why we place items like Rolexes, engagement rings, and wedding bands on a Personal Articles Floater.

Itโ€™s built for the things that carry meaning:
-Higher limits for highโ€‘value items
-Broader protection, including mysterious disappearance and worldwide travel
-Often no deductible
-Coverage that grows with the itemโ€™s value

When something represents a chapter of your life (a proposal, a marriage, a milestone, a dream achieved), it deserves protection that actually honors what it means to you.

IHS Insurance Services

04/07/2025

Address

111 South Street, Suite 19
Oyster Bay, NY
11771

Opening Hours

Monday 8am - 6pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 6pm

Alerts

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