PurposePath Capital

11/02/2026

November is Long-Term Care Awareness Month, and I'll be honest: this is one of those topics most of us would rather put off. But the ostrich approach doesn't make the question go away. Where you'd want care, who would help, and how it fits your retirement paycheck are worth talking through now, while it's a choice and not a crisis. Swipe through for the questions we walk through with families.

10/29/2026

👻 The retiree "scaries" are real... but they don't have to be.

There are plenty of things that can keep retirees up at night, from rising healthcare costs and market volatility to concerns about outliving savings.

🎃 This Halloween, don't let the "retiree scaries" haunt your retirement. A thoughtful plan can help bring confidence and clarity to the future.

10/29/2026

70% of people turning 65 will need long-term care. 👀 It's not the fun part of retirement planning, but it might be the most important. Let's make sure it's handled.

This guide might help.

10/25/2026

📋 Retirement Reality Check

When planning for retirement, many people focus on income, investments, and Social Security. But one of the largest expenses retirees face is healthcare.

Fidelity estimates the average retiree will need $185,500 to cover healthcare expenses in retirement, even with Medicare. And that estimate doesn't include costs like long-term care, dental, or vision expenses.

A well-rounded retirement plan should account for more than just your monthly living expenses.

10/22/2026

The cost nobody warns you about in retirement? Care. 🤫 Most people build a retirement plan around travel, hobbies, and time with family. Almost no one plans for the quiet expense that can unravel it all: long-term care. It's not a fun topic. But a plan that ignores it isn't really a plan; it's a hope. The good news? When you address it early, you have options that protect both your savings and the people you love. 👉 Let's talk about how to build care into your plan before it builds itself in for you.

Read what we've learned in 250 years of retirement in America.

10/21/2026

📊 Did you know September and October are often considered some of the market's most volatile months?

While market swings can feel unsettling, retirees can help reduce the impact by:

✔️ Having an Income Plan
✔️ Maintaining a Cash Reserve
✔️ Exploring Guaranteed Income Sources

While no one can predict what the market will do next, having a strategy in place can help you stay focused on your long-term retirement goals instead of short-term market noise.

💡 Are you prepared for the next bout of market volatility?

10/19/2026

🧭 It's National Retirement Security Week!

This annual observance is dedicated to raising awareness about the importance of retirement planning and financial literacy.

Understanding concepts like compound interest, investing, risk management, 401(k)s, and IRAs can help you make more informed decisions and build a stronger foundation for the future. The more you know, the better equipped you'll be to navigate life's financial twists and turns.

No matter where you are on your retirement journey, taking time to learn, review your strategy, and stay engaged with your financial plan can make a meaningful difference over the long term.

10/15/2026

Medicare Open Enrollment begins today and runs through December 7!

Your healthcare needs, prescription medications, and out-of-pocket costs can change over time, which is why reviewing your Medicare coverage each year is so important.

As you evaluate your options, remember to:

✔️ Review your prescription drug coverage
✔️ Check for changes to provider networks
✔️ Compare plan costs, premiums, and benefits
✔️ Make sure your coverage still aligns with your healthcare needs

Taking a few minutes to review your plan now can help you make more informed healthcare and financial decisions for the year ahead.

10/12/2026

📈 The annual Social Security COLA announcement is a reminder that inflation can have a lasting impact on retirement income.

COLA stands for Cost-of-Living Adjustment, the annual increase designed to help Social Security benefits keep pace with inflation.

Current projections suggest the 2027 COLA could land between 3.1% and 3.6%, potentially adding about $60 to $75 per month to the average $2,000 benefit. If those estimates hold, it would represent the largest Social Security benefit increase since 2023.

💡 Retirement Tip: Don't focus solely on your benefit increase. Take time to review your overall retirement income strategy and consider how rising expenses, healthcare costs, and inflation may affect your long-term budget.

10/09/2026

📅 It's hard to believe we're already entering the last quarter of the year.

Retirement planning isn't a one-time event, and the final months of the year can be a great opportunity to review your goals, evaluate your progress, and make any adjustments before the calendar turns.

As the year winds down, taking time to review your plan with a trusted financial professional may help you feel more prepared for whatever comes next.