Lombardi and Associates

10/28/2026

Financial preparation matters in retirement, but a fulfilling retirement is about more than the balance sheet.

Forbes looks at habits common among happier retirees, including staying connected, maintaining purpose, remaining flexible and making room for the people and experiences they value.

The numbers matter. So does knowing what you want those numbers to make possible.

Happiness in retirement often hinges on a retiree finding purpose, being flexible and enjoying relationships.

10/27/2026

Retirement planning involves more than reaching a savings target.

It can also mean coordinating:

• Social Security
• Retirement-account withdrawals
• Taxes
• Health care costs
• Cash reserves
• Investment strategy
• Estate-planning goals
• The lifestyle you want retirement to support

The closer retirement gets, the more useful it can be to think about how your assets may create income, not simply how much you have accumulated.
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10/26/2026

Financial questions often come up in everyday conversations with a friend approaching retirement, a coworker changing jobs, or a family member thinking about what comes next.

When they do, we hope you’ll keep Lombardi & Associates in mind. We’re happy to listen, answer questions, and help them explore their next steps.

Your introductions mean a great deal to our team. https://bit.ly/4Bri5gb

10/23/2026

Fall can be a great time to travel: cooler weather, changing scenery and plenty of seasonal events.

Travel + Leisure rounded up U.S. cities worth visiting this season, including New York City along with destinations known for food, festivals, outdoor walks and fall color.

If you could take one long fall weekend anywhere, where would you go?

From Boston to Santa Fe, these are the top 21 U.S. cities for an unforgettable fall getaway, with seasonal feasts, Oktoberfest celebrations, and scenic strolls.

10/22/2026

Tax planning isn’t just a once-a-year task.

Changes in income, retirement contributions, investments, charitable giving and major life events can all affect your tax picture. Taking time to review these factors throughout the year can give you more opportunities to evaluate your options and make informed financial decisions.

In this article, Scott LaDore shares why a proactive, year-round approach to tax planning can be an important part of your broader financial strategy.

Read more:

For many people, taxes become a priority only when filing season arrives.

10/19/2026

The fourth quarter is here, which means there is still time to address year-end planning before calendars get crowded.

Depending on your situation, that may include:

• Retirement contributions
• Charitable giving
• Required distributions
• Investment gains or losses
• Beneficiary reviews
• Tax planning with your tax professional
• Business or executive-benefit decisions

A year-end review is not about making changes for the sake of making changes. It is about confirming that your strategy still reflects where you are and where you are headed.
https://bit.ly/3Ucc46v

10/18/2026

Giving back to our community is something we look forward to each quarter!

Our team recently spent the morning volunteering with Feeding Westchester, where we helped pack 500 bags of fresh produce for their Senior Grocery Program.

Each year, Feeding Westchester distributes more than 500,000 pounds of free, fresh produce to low-income seniors throughout the community, helping support healthy living and independence.

We're grateful for the opportunity to play a small part in such a meaningful mission and always appreciate the time we get to spend together giving back.

Thank you to Feeding Westchester for having us. We're already looking forward to our next visit!

10/17/2026

Families often spend more time planning how wealth will be transferred than talking about what that transfer is meant to accomplish.

Kiplinger looks at why inheritance conversations are frequently delayed and why discussing expectations, values and responsibilities before a crisis can help families prepare more thoughtfully.

It is a useful read for anyone thinking about multigenerational planning.

The Great Wealth Transfer starts with a conversation. Here's how to prepare heirs, reduce future conflict and create a lasting legacy.

10/16/2026

Congratulations are in order!

On Saturday, October 10, our very own John popped the question to his now-fiancée, Raquel!

The Lombardi & Associates team is thrilled to celebrate this exciting milestone with John and Raquel. Wishing you both a lifetime of love, laughter and happiness as you begin this next chapter together!

Please join us in congratulating the happy couple!

10/14/2026

One of the greatest compliments a client can give us is an introduction.

Sometimes people hesitate to make a referral because they assume an established advisory team may not be accepting new clients.

We want our clients and friends to know that Lombardi & Associates continues to welcome conversations with individuals and families who may benefit from financial guidance.

If someone you care about has questions about retirement, investments, education funding, estate planning, executive compensation or another financial transition, we are here to help them start the conversation.
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