72-t Professor, Powered by Spivak Financial Group

72-t Professor, Powered by Spivak Financial Group IRS Rule 72(t) SEPP allows individuals to unlock their retirement money penalty-free pre 59 1/2. Powered By The Spivak Financial Group.

Our Mission is to help individuals nationwide who are Under the Age of 59 1/2 to Utilize and Enjoy their Retirement Money WITHOUT the Tax Penalties normally associated With Early Retirement Due to Corporate Downsizing, Voluntary Retirement or Unexpected Loss of Work. Securities and advisory services offered through Centaurus Financial, Inc., Member FINRA (www.finra.org) and SIPC (www.sipc.org), a Registered Investment Advisor. This is not an offer to sell securities, which may be done only after proper delivery of a prospectus and client suitability is reviewed and determined. Information relating to securities is intended for use by individuals residing in AL, AZ, AR, CA, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, LA, ME, MD, MI, MN, MO, MT, NV, NJ, NY, NC, OH, OK, OR, PA, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI & WY. Centaurus Financial and The Spivak Financial Group are not affiliated.

Many people consider paying off their mortgage in retirement an easy choice. But have you considered some of these often...
09/24/2026

Many people consider paying off their mortgage in retirement an easy choice. But have you considered some of these often overlooked points?

Explore the benefits and drawbacks to paying off your mortgage prior to retirement with this article.

FDIC insurance was designed to protect your deposited funds, but do you know how?
09/23/2026

FDIC insurance was designed to protect your deposited funds, but do you know how?

FDIC insurance was designed to protect your deposited funds, but do you know how? This article answers that question.

Learn more about whether you need to pay estimated taxes.
09/22/2026

Learn more about whether you need to pay estimated taxes.

Have income that isn’t subject to tax withholding? Or insufficient withholdings? You may have to pay estimated taxes.

How do you handle your estate if you have a blended family? Here are a few things you should consider. Read more.
09/21/2026

How do you handle your estate if you have a blended family? Here are a few things you should consider. Read more.

This article will help your clients with blended families think and prepare their estate strategy.

Not all inflation numbers measure the same thing. From CPI to PCE, each index tracks different spending patterns—and non...
09/20/2026

Not all inflation numbers measure the same thing. From CPI to PCE, each index tracks different spending patterns—and none of them may reflect yours.

Different inflation indexes may tell different stories. Here's what that could mean for you.

When a house is sold, when do you qualify for capital gains taxes? This colorful infographic covers some of the basics.
09/19/2026

When a house is sold, when do you qualify for capital gains taxes? This colorful infographic covers some of the basics.

If your clients are buying or selling a home, use this to help them determine if they qualify for capital gains taxes.

Do you have a will? Is it updated?
09/18/2026

Do you have a will? Is it updated?

When do you need a will? The answer is easy: Right Now.

What should you look for in a personal finance app?
09/17/2026

What should you look for in a personal finance app?

An increasing number have been developed to help individuals with their personal finances.

Having an estate strategy means that decisions about your family, assets, and your health care remain in your hands. Lea...
09/16/2026

Having an estate strategy means that decisions about your family, assets, and your health care remain in your hands. Learn about 4 elements that may help you. Watch here:

Learn about the importance of having an estate strategy in this helpful and informative video.

Rebalancing = restoring a portfolio to its original risk profile. Are you feeling a little off balance?
09/15/2026

Rebalancing = restoring a portfolio to its original risk profile. Are you feeling a little off balance?

Over time, different investments' performances can shift a portfolio’s intent and risk profile. Rebalancing may be critical.

Address

8753 East Bell Road Suite #101
Scottsdale, AZ
85260

Opening Hours

Monday 8am - 6pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 6pm

Telephone

+14805569931

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