72-t Professor, Powered by Spivak Financial Group

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72-t Professor, Powered by Spivak Financial Group IRS Rule 72(t) SEPP allows individuals to unlock their retirement money penalty-free pre 59 1/2. Powered By The Spivak Financial Group.

Our Mission is to help individuals nationwide who are Under the Age of 59 1/2 to Utilize and Enjoy their Retirement Money WITHOUT the Tax Penalties normally associated With Early Retirement Due to Corporate Downsizing, Voluntary Retirement or Unexpected Loss of Work. Securities and advisory services offered through Centaurus Financial, Inc., Member FINRA (www.finra.org) and SIPC (www.sipc.org), a Registered Investment Advisor. This is not an offer to sell securities, which may be done only after proper delivery of a prospectus and client suitability is reviewed and determined. Information relating to securities is intended for use by individuals residing in AL, AZ, AR, CA, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, LA, ME, MD, MI, MN, MO, MT, NV, NJ, NY, NC, OH, OK, OR, PA, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI & WY. Centaurus Financial and The Spivak Financial Group are not affiliated.

"Old age is like everything else. To make a success of it, you've got to start young,” observed Teddy Roosevelt.
11/03/2026

"Old age is like everything else. To make a success of it, you've got to start young,” observed Teddy Roosevelt.

You can plan ahead to protect yourself and your family against the financial consequences of deteriorating health.

As health care expenses continue to climb, faster than wages and inflation, many American families struggle to afford ne...
11/02/2026

As health care expenses continue to climb, faster than wages and inflation, many American families struggle to afford necessary medical care. But tools are available to help ease the financial burden. HSAs and FSAs might help your household.

How HSAs and FSAs might help your household.

Markets can be unpredictable, but solid investment principles remain constant. Discover how diversification, asset alloc...
10/30/2026

Markets can be unpredictable, but solid investment principles remain constant. Discover how diversification, asset allocation, and consistent investing may help you navigate good times and challenging periods.

Learn about key investment principles that will help you navigate the unpredictability of the financial markets.

Did you know part of your Social Security benefit could be taxable? See how much may be subject to federal income tax ba...
10/29/2026

Did you know part of your Social Security benefit could be taxable? See how much may be subject to federal income tax based on your income level.

Estimate how much of your Social Security benefit may be subject to federal income tax.

How long will it actually take to pay off that credit card? See the timeline and total interest costs—then decide if you...
10/28/2026

How long will it actually take to pay off that credit card? See the timeline and total interest costs—then decide if you want to speed things up.

Find out how long it may take to pay off a credit card balance and what it costs in interest.

Your earning potential over a lifetime is one of your biggest assets. See a projection of what your career income could ...
10/27/2026

Your earning potential over a lifetime is one of your biggest assets. See a projection of what your career income could add up to over time.

Estimate how much you may earn over your working years based on your current income.

Selling an asset? Before you do, get a sense of what the federal capital gains tax could look like. Enter your numbers a...
10/26/2026

Selling an asset? Before you do, get a sense of what the federal capital gains tax could look like. Enter your numbers and see a quick estimate.

Estimate your potential federal capital gains tax liability on the sale of an asset.

How much do you know about stocks?
10/25/2026

How much do you know about stocks?

Understanding how a stock works is key to understanding your investments.

What would you do if your beloved dog caused some damage where a mere apology wasn’t enough?
10/24/2026

What would you do if your beloved dog caused some damage where a mere apology wasn’t enough?

Reviewing coverage options is just one thing responsible pet parents can do to help look out for their dogs.

With great wealth comes even greater questions. Learn more in our article.
10/23/2026

With great wealth comes even greater questions. Learn more in our article.

Preserve your high net worth with these foundational tips.

Address

8753 East Bell Road Suite #101
Scottsdale, AZ
85260

Opening Hours

Monday 8am - 6pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 6pm

Telephone

+14805569931

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