Compass Financial Services

11/02/2026

One change in your life can affect several parts of your financial plan.

A new job may change your income, benefits, insurance, and retirement contributions. Moving your retirement date could influence Social Security, healthcare, taxes, and future income needs. Supporting a family member may shift your spending and saving priorities.

Looking at those connections together can help you determine what deserves attention next.

Review how recent changes may affect your financial plan: https://www.compassiowa.com/connect

10/31/2026

Happy Halloween from the Compass team! 🎃

Whether you’re handing out candy, taking the kids trick-or-treating, or keeping the good snacks for yourself, have a great night.

10/29/2026

Some financial surprises develop quietly.

An old account becomes harder to locate. A beneficiary designation no longer reflects your family. Monthly expenses gradually rise. A planning question keeps getting pushed to another month.

Before the year gets busier, choose one item to review. It could be an old workplace account, beneficiary information, a change in regular expenses, or a financial decision you have continued to postpone.

Complete your financial review before year-end:
https://www.compassiowa.com/connect

10/24/2026

There is no "right" age to take Social Security — just the right age for you and your individual situation.

10/23/2026

A decision in one part of your financial life can affect several others.

Changing your retirement timeline may influence savings decisions, Social Security, healthcare planning, taxes, and the income you may need later. Supporting a child or parent could shift those priorities again.

Financial planning gives you a way to look at these decisions together and determine which ones need attention first.

Request your complimentary financial review:
https://www.compassiowa.com/connect

10/22/2026

Thank you to everyone who joined us for our educational Medicare seminar earlier this month. And a special thank you to our co-presenter, Lynn Schrader, for sharing your knowledge with us!

We appreciated the opportunity to connect with everyone who attended and discuss a timely topic with Medicare open enrollment right around the corner. We host events like this throughout the year to help clients and others explore financial topics that affect their lives and decisions.

To find your next Compass event, check out our events page:
https://www.compassiowa.com/events

10/21/2026

Families often put off long-term care conversations because they are unsure where to begin.

You do not need to predict exactly what care will look like. Start by discussing the preferences and responsibilities that could shape future decisions:

🔹 Where would care ideally take place?
🔹 Who could help coordinate decisions?
🔹 Which financial resources may be relevant?
🔹 How could one person’s care needs affect the household?

Use the carousel to identify the questions your family has not discussed yet.

Plan ahead for future care needs:
https://www.compassiowa.com/connect

10/20/2026

🎉 Please join us in celebrating Steven’s first work anniversary!

We’re grateful to have Steven as part of the Compass Financial Services team and appreciate everything he has contributed during his first year.

Happy work anniversary, Steven!

10/16/2026

A new study shows that a 20-second daily habit, when practiced in a certain way, leads to greater self-compassion and lower mental health symptoms over six-months.

Check out this article from Forbes to learn more!

A new study shows that a 20-second daily habit, when practiced in a certain way, leads to greater self-compassion and lower mental health symptoms over six-months.

10/15/2026

If you have a Health Savings Account, do you know what role it plays in your financial plan?

Depending on your eligibility and individual circumstances, an HSA may be used for qualified current medical expenses while also supporting longer-term healthcare planning. It may be useful to review:

✅ Your contribution decisions
✅ How and when you use the account
✅ Whether receipts and records are organized
✅ How future healthcare costs fit into your broader plan

Review your HSA as part of your financial plan:
https://www.compassiowa.com/connect