09/01/2026
Tax identity theft is more common than most people realize.
It works like this: a thief gets your Social Security number, files a return before you do, and collects your refund. You find out when your real return gets rejected.
The IRS has a tool to stop it before it happens. It's called an IP PIN.
An Identity Protection PIN is a six-digit number that locks your tax account. Only someone who knows that PIN can file a return using your Social Security number.
You can request one at IRS.gov. It takes about 15 minutes.
If you've ever had your information exposed in a data breach, this is worth doing now.
Have questions about protecting your tax account? Let's talk.