Munrofin

04/09/2026

⚠️ EARNING YOUR OWN INCOME? DON’T ASSUME SARS DOESN’T KNOW ABOUT IT.

If you earn income outside of a normal salary — from rental income, selling products, providing services or substantial interest income — you may have a responsibility to submit tax returns.

SARS has access to increasingly sophisticated financial information and can identify income and accounts that may not have been declared. And if returns were supposed to be submitted, penalties can quickly become expensive.

✅ Keep your SARS contact details up to date
✅ Keep proper records of your income and expenses
✅ Make sure all required returns are submitted
✅ Claim allowable tax expenses correctly
✅ Don’t ignore penalty notices or outstanding returns

Just because SARS hasn’t contacted you yet does not automatically mean you are exempt.

If you regularly receive income into your bank account and you’re unsure whether you should be filing, rather have your tax affairs checked now than deal with penalties later.

Be tax-minded. Stay informed. Stay in control.

📞 082 315 3350
🌐 munrofin.co.za

02/09/2026

⚠️ VERDIEN JY JOU EIE INKOMSTE? SARS WEET DALK MEER AS WAT JY D**K.

Kry jy inkomste uit huur, jou eie besigheid, dienste, produkte of ander bronne?

Moenie aanvaar dat jy nie ’n belastingopgawe hoef in te dien bloot omdat SARS jou nog nie gekontak het nie.

💸 Boetes vir uitstaande opgawes kan vinnig ophoop. Ons het onlangs ’n geval gesien waar dit reeds R67 000 beloop het.

As jou inkomste ongeveer R8 000+ per maand of R90 000+ per jaar bereik, is dit ’n goeie tyd om seker te maak wat jou belastingverpligtinge is.

🦩 Moenie die “volstruismetode” volg nie. Om die probleem te ignoreer, laat dit nie verdwyn nie.

👉 Praat eerder betyds met SARS of ’n geregistreerde belastingpraktisyn en kry jou belastingsake op datum.

Wees belastingbewus. Neem beheer. Vermy onnodige boetes.

28/08/2026

🚗 DO YOU USE YOUR OWN CAR FOR WORK? READ THIS BEFORE YOUR NEXT TAX RETURN!

Travel allowances can be confusing — and getting it wrong could mean paying more tax than necessary or having SARS disallow part of your claim. 😬

Do you know:

✅ Which kilometres count as business travel?
✅ Why travelling from home to your normal workplace is private travel?
✅ How a reimbursive travel allowance is taxed?
✅ Why your employer may deduct PAYE on only part of your travel allowance?
✅ What information SARS expects in your logbook?

📌 One of the most important things you can do:
Keep an accurate logbook and record your odometer reading at the beginning and end of the tax year.

This infographic breaks down the essentials in plain English. 👇

💾 SAVE IT for tax season.
👥 SHARE IT with someone who receives a travel allowance.
❓ And if you're unsure whether you're handling your travel allowance correctly, speak to a tax professional.

Munrofin Accounting
🌐 munrofin.co.za
📞 082 315 3350

Simple. Effective. Reliable.

26/08/2026

🚗 ONTVANG JY ’N REISTOELAE? HOU DAARDIE LOGBOEK! 📖

’n Reistoelae vorm deel van jou salaris, maar hier is iets wat baie belastingbetalers verkeerd verstaan:

⚠️ ’n Reistoelae is NIE outomaties belastingvry nie!

Wanneer jou jaarlikse belastingopgawe ingedien word, speel jou werklike besigheidskilometers ’n belangrike rol in die berekening van jou reiskoste.

📌 Wat moet jy onthou?

✅ Reis tussen jou huis en normale werkplek is privaat kilometers.
✅ Reise na kliënte, verskaffers, ’n ander tak, konferensies of ander werksverwante bestemmings kan as besigheidskilometers kwalifiseer.
✅ Teken jou voertuig se kilometerlesing aan die begin én einde van die belastingjaar aan.
✅ Hou ’n behoorlike logboek met die datum, bestemming en rede vir elke besigheidsrit.
✅ Jou voertuigkoste, totale kilometers en besigheidskilometers speel alles ’n rol in die finale berekening.

💡 Belangrik: Selfs al word slegs 20% van jou reistoelae gedurende die jaar vir LBS/PAYE-doeleindes in ag geneem, beteken dit nie dat die ander 80% belastingvry is nie.

📖 Die belangrikste boodskap?

HOU ’N BEHOORLIKE LOGBOEK!

Moenie wag tot belastingseisoen en dan probeer onthou waarheen jy maande gelede vir besigheid gery het nie. Goeie rekordhouding kan ’n groot verskil maak wanneer jou belastingopgawe ingedien word.

Het jy vrae oor jou reistoelae of belasting? Kontak Munrofin Accounting vir professionele bystand.

21/08/2026

💰 SARS Owes You a Refund… So Where Is Your Money?

Your ITA34 shows that SARS owes you a tax refund, but two weeks have passed and nothing has reached your bank account. There may be several possible reasons for the delay.

Here are the first things you should check:

🔎 1. Verification or audit
Check your latest ITA34 under Compliance Information. If “Selected for audit or verification” shows Y, SARS may be reviewing your return. A refund may only be paid once the process is completed.

📋 2. Outstanding returns
Check whether you have any outstanding tax returns. SARS will generally not pay a refund while outstanding returns remain.

💳 3. Your Statement of Account
If there are no outstanding returns, review your Statement of Account on eFiling. Your refund may have been used to settle another amount owing or an administrative penalty.

🏦 4. Your bank details
Make sure your banking details on eFiling are correct and that the account is confirmed as valid.

📱 5. Check your refund status
SARS provides various ways to check your refund status, including WhatsApp and the SARS MobiApp.

If everything looks correct and your refund is still not being paid, there may be another restriction, security check or even a technical problem affecting your account.

👉 The important thing is: check your eFiling profile before assuming something has gone wrong. And if you still cannot find the reason, contact SARS or speak to a tax practitioner.

For more practical information about tax, SARS and eFiling, visit Munrofin.co.za or follow our page for previous talks and helpful tips.

⚠️ And don’t forget: 31 August is the provisional tax deadline!

20/08/2026

19/08/2026

Waarom kry ek nie my SARS-terugbetaling nie?

SARS wys op jou ITA34 dat jy ’n terugbetaling moet kry, maar twee weke later is die geld steeds nie in jou rekening nie? 😕 Moenie dadelik paniekerig raak nie.

Hier is die belangrikste dinge om na te gaan:

🔎 Verification of audit
Kyk op jou ITA34 onder “Compliance Information”. As “Selected for audit or verification” ’n “Y” wys, kan jou terugbetaling eers betaal word nadat die proses afgehandel is.

📄 Uitstaande opgawes
Kyk of jy enige “Outstanding returns” het. SARS betaal gewoonlik nie ’n terugbetaling voordat uitstaande opgawes afgehandel is nie.

💰 Jou belastingrekening
Trek jou Statement of Account op eFiling om te sien of die krediet dalk teen ’n ander uitstaande bedrag of boete verreken is.

🏦 Bankbesonderhede
Maak seker jou bankbesonderhede op SARS se stelsel is korrek en bevestig.

📱 Refund Status
Gaan jou terugbetalingstatus na via eFiling, SARS WhatsApp of die MobiApp.

As alles reg lyk en jou terugbetaling steeds nie betaal word nie, kan daar ’n ander beperking of sekuriteitskontrole wees. Kontak SARS of ’n belastingpraktisyn indien nodig.

👉 Moenie net aanvaar SARS “hou jou geld” nie. Gaan eers jou ITA34 en eFiling-profiel na — daar is dikwels ’n logiese rede vir die vertraging.

📌 En onthou: 31 Augustus is die sperdatum vir voorlopige belasting.

14/08/2026

🚨 OWE SARS MONEY… BUT CAN’T PAY IT ALL RIGHT NOW?

Don’t ignore it. It won’t simply go away. And the longer you wait, the more interest can build up. 😟

The good news? You may have options.

A SARS payment arrangement can allow you to pay your outstanding tax debt in instalments over an agreed period — but there are important rules you need to understand.

👉 Before you panic, know this:
✅ Payment arrangements can be applied for electronically via e-Filing
✅ You may be able to spread the debt over several months
✅ Interest continues until the debt is paid in full
✅ Your outstanding tax returns and required filings must be up to date
✅ Once approved, you MUST stick to the exact payment terms
✅ Other options may be available in certain circumstances

⚠️ Most importantly: DON’T WAIT for SARS to take collection action.

SARS may take steps such as deducting money from your bank account or issuing a garnishee order against your salary.

Take action early. Know what you owe. File your outstanding returns. Understand your options.

And remember: a payment arrangement isn't a way to avoid your tax liability — it's a way to manage and settle your debt over time, if SARS approves it.

📌 Save this post — you may need it when that unexpected SARS bill arrives.

Need help understanding your SARS position or your options?

📞 Munrofin Accounting: 082 315 3350
🌐 munrofin.co.za

12/08/2026

💰 Betaaltermes met SARS

Skuld jy SARS geld en kan jy nie die volle bedrag op die sperdatum betaal nie? Moenie paniekerig raak of die probleem ignoreer nie. 😟

In sekere omstandighede kan jy vir ’n betalingsreëling met SARS aansoek doen en jou uitstaande belastingskuld oor ’n bepaalde tydperk in paaiemente afbetaal.

⚠️ Belangrik om te weet:
• Die skuld word nie afgeskryf nie – rente kan steeds gehef word totdat dit volledig betaal is.
• Jou belastingopgawes en ander vereiste indienings moet op datum wees.
• SARS moet die betalingsreëling goedkeur.
• Jy moet die ooreengekome bedrag presies op die voorgeskrewe datum betaal. Indien jy nie by die ooreenkoms hou nie, kan SARS dit beëindig en normale invorderingsaksies hervat.

📌 Jy kan tans deur eFiling vir ’n betalingsreëling aansoek doen. Die stelsel kan jou onder andere wys wat jou paaiement, rente en totale bedrag sal wees.

Moenie wag totdat SARS invorderingsaksies begin nie. Kyk vroegtydig na jou opsies en kry ’n realistiese plan in plek.

Daar kan ook ander opsies wees, afhangend van jou omstandighede.

👉 As jy SARS geld skuld en nie die volle bedrag kan betaal nie, kontak SARS of jou belastingpraktisyn so gou moontlik.

Munrofin Accounting – ons help jou om jou belastingverpligtinge beter te verstaan.

07/08/2026

📢 PROVISIONAL TAX – DON’T MISS THE DEADLINE!

Are you possibly a provisional taxpayer – even if you have never formally registered as one? 🤔

Provisional tax is not an extra type of tax. It is income tax that is generally calculated, filed and paid every 6 months.

📅 IMPORTANT DATES FOR THE 2027 TAX YEAR:
🔹 31 August 2026 – 1st provisional tax return
🔹 28 February 2027 – 2nd provisional tax return
🔹 In certain circumstances, a 3rd payment may also apply.

If you receive a salary where PAYE is already deducted, but also earn interest, rental income or income from services/invoicing, you may potentially qualify as a provisional taxpayer.

⚠️ DON’T WAIT UNTIL THE LAST MINUTE!

Late filing and payment can result in automatic penalties of 10%, while insufficient provisional tax payments can, in certain circumstances, result in a penalty of up to 20%.

The good news? Provisional tax can help you spread your annual tax liability into more manageable payments while giving you an opportunity to regularly review your finances and cash flow.

✅ Determine whether you are a provisional taxpayer.
✅ Make sure your income and expenses are accurate.
✅ Plan for the payment.
✅ Don’t wait until 31 August!

Stay informed. Stay in control of your taxes. 💙🩷

📞 Munrofin Accounting
082 315 3350
🌐 munrofin.co.za