Jones & Associates Accounting

01/09/2026

If you're one of Australia's 1.8 million uni and vocational students, you're probably used to juggling work and study while stretching your funds to keep life comfortable. Here are the saving hacks and smart financial moves that will net you more money.

31/08/2026

Save these six for the next time you're standing in an aisle talking yourself into something.

Will I still want this on Friday? Am I buying the thing or the feeling? How many work hours is this? Do I already own something like this? Would I pay full price for it? Where is this going to live?

You don't need all six. One honest answer usually ends it.

For me it's the work hours one. Every single time.

Which one would stop you?

31/08/2026

In the small business playbook, we walk through everyday scenarios to show what small business owners need to know and do.

This scenario 🫧

Leo runs a cleaning business. He has regular clients and his schedule stays consistently busy. On paper, everything looks good.

But over time, the cost of cleaning supplies, fuel and travel has increased. Leo hasn't reviewed his pricing in years and assumes the steady workflow means the business is doing well.

After checking his finances more closely, he discovers his profit margins are smaller than expected.

With help from business.gov.au, Leo takes a fresh look at his pricing strategy. He puts a few practical steps in place:
✨ Reviews his pricing to make sure it reflects current costs.
✨ Tracks expenses, including supplies, travel and equipment.
✨ Identifies services that generate the strongest returns.

Leo now understands what drives profit. By reviewing his pricing and expenses, he can make more confident business decisions.

Even when business is steady, costs can quietly add up. Reviewing your prices can help keep your profits on track.

🔗 Learn how to choose a pricing strategy that supports your business: https://business.gov.au/products-and-services/choose-a-pricing-strategy

30/08/2026

How to avoid a costly super switching mistake

The tactics that persuaded thousands to move their super to First Guardian and Shield are still being used. Here's how to spot them.

30/08/2026

One check before your car warranty ends could save thousands

Don't let your car warranty expire without doing this. An independent inspection could uncover hidden faults while they're still covered, potentially saving you thousands in repair costs.

30/08/2026

Are you beating the average? How much Aussies have in super

Are you falling behind on super? New data shows how much Australians have saved for retirement at every stage of life.

28/08/2026

We know about fight, flight and freeze. Nobody warned us about the fourth one - the response that quietly costs women the most money, and gets mistaken for good manners.

You've heard of fight, flight and freeze. But experts say a lesser-known stress response could be quietly shaping women's money decisions, and costing them more than they realise.

27/08/2026

Retirement is an odyssey - here are four tips to navigate it

Retirement isn't just about building wealth; it's also about spending it wisely. Here are four strategies to help your money last and fund the lifestyle you want.

21/08/2026

Workers compensation reforms deliver relief for small business and stronger protections for workers

Businesses, charities and community sector providers across NSW will be spared thousands of dollars in workers compensation costs as major reforms to the workers compensation scheme come into effect today, 1 July 2026.

20/08/2026