Chris Graw - Managing Partner and Wealth Advisor

07/18/2026

A portfolio can look fine on paper and still feel uncomfortable when the market gets shaky.

Your reaction to those moments says a lot about how much risk you’re comfortable taking.

Take the quiz to see how you approach investment risk: https://bit.ly/3EKs844

07/17/2026

Required minimum distributions may look like a simple annual withdrawal.

Then the questions start.

Which accounts require one? Can multiple balances be combined? What changes if the account was inherited?

Get the basics before the rules become part of your retirement calendar: https://bit.ly/42GXG4i

Understand required minimum distributions (RMDs). What is the RMD for IRAs? What is the RMD for Roth IRAs? And What is the RMD for 401(k)s?

07/15/2026

Losing a spouse changes far more than your tax filing status.

Many women may also face higher tax rates, added Medicare costs, and greater responsibility for managing the family’s finances.

Planning for that possibility earlier can help you understand what may change and what decisions could be waiting ahead.

See why tax planning can become especially important after the loss of a spouse: https://bit.ly/4vnkUe5

Learn why tax planning is a women and family issue, from the widow's penalty to legacy planning, and how to help reduce lifetime taxes.

07/13/2026

AI is showing up in more corners of the market than many investors may realize.

Companies tied to AI drove more than half of the Russell 2000’s first-half return, even though they made up roughly a quarter of the index.

See why looking only at sector, size, or style may miss part of the AI story: https://bit.ly/44YweCD

07/11/2026

College has a way of feeling far away until the calendar starts moving faster.

Then it’s campus visits, tuition numbers, housing costs, and real conversations about how much your family plans to cover.

Our College Readiness Quiz can help parents get a clearer look at where things stand before those decisions feel too close. https://bit.ly/3noZ50Y

07/10/2026

Passing wealth to the next generation can sound simple.

But deciding when to do it is where things get more complicated.

Giving during your lifetime may affect control, taxes, and how ready your heirs are to manage what they receive.

Before deciding whether to give now or later, it helps to understand the tradeoffs. https://bit.ly/3HkamoE

Should you gift assets now or leave an inheritance later? Explore tax impacts, estate planning strategies, and what’s best for your heirs today.

07/08/2026

Life insurance is not something you set once and forget.

A home, a family, a new job, or a business can all change what your coverage needs to protect.

If your life looks different than it did when you first bought a policy, it may be time to think through whether that coverage still fits. https://bit.ly/4dzHWYi

07/06/2026

The first half of the year brought plenty of worries.

Oil prices. The Fed. The Middle East. Inflation.

Even with those concerns, stocks finished the first half in solid shape.

Now the question is what the second half could look like as consumers keep spending and inflation remains part of the picture. https://bit.ly/4y6TFa9

07/04/2026

Roth IRA or traditional IRA?

The better question is which option fits your situation.

Your income, tax bracket, age, and retirement assumptions can all change the answer.

Our Roth IRA vs. Traditional IRA Calculator can help you compare your contribution options and get a clearer view of what may make sense for you. https://bit.ly/3DSygqB

07/03/2026

No one plans to make mistakes in retirement.

But even a thoughtful plan can miss details that matter later, like healthcare costs, taxes, or when to claim Social Security.

Knowing the common trouble spots can help you take a closer look before they become harder to adjust. https://bit.ly/3O3Xl7W

Is your retirement plan lacking? Let’s look at 5 common retirement planning mistakes and how you can get the most out of your retirement plan.