Clute Wealth Management

07/17/2026

Even though there was talks of legislating a cap on overdraft fees on bank accounts as recently as 2025, the bill was struck down and overdraft fees are still a part of many banks revenue streams today.

Congress scrapped a rule last year that capped how much banks could charge if you spent more than was in your account. Now, banks’ revenue from the fees is rising.

07/15/2026

The Consumer Financial Protection Bureau (CFPB) is meant to protect consumers against large financial companies and investigate complaints, but recent changes have made it more difficult for the average person to get relief from their complaints.

The Consumer Financial Protection Bureau has created new hurdles for Americans filing financial complaints.

07/13/2026

When you have children and aging parents to care for, unfortunately your own can get pushed to the side. For the , it's a situation that is all too familiar

The sandwich generation risks its own retirement by supporting parents and children. Protecting savings, planning, and setting boundaries ensures long term stability.

07/10/2026

After the death of a spouse in retirement there are a lot of change and adjustments that must be made. Even though it may seem morbid, planning ahead in your financial plans to adjust for the death of a spouse can help make a difficult time less stressful.

Many solid retirement plans fall apart during the solo years after one spouse passes away, because the plans do not account for key changes.

07/10/2026

Our office will be closed today, Friday, July 10th.

We're out of the office celebrating our incredible team for the great work they do everyday for our clients!

If you need anything, please text our office number (518) 561-5707, or email one of the advisors.

07/08/2026

It's not common to have to file a claim for travel insurance (hopefully). Navigating a new-to-you insurance system during a time where you're already flustered is difficult, here's some help to get you through the process.

The process involves attention to detail and, above all, documentation. Here’s what you need to know.

07/06/2026

Millions depend on Medicare each year, and yet it's a system that is confusing, complicated, and can stump even some of the most knowledgable people. This article can help you get started on the right foot, and where you can turn for help.

The federal health insurance program can be complicated. Here’s how to start, and where to find help.

07/04/2026

Wishing everyone a safe and relaxing 4th of July! No matter if you’re spending the day with family, friends, neighbors, or simply taking a well-earned break on your own, we hope you find time to enjoy the holiday weekend!

07/03/2026

Many people are not only handling their own finances, but find themselves having to take care of their older parents finances too as they age. This 5-point checklist can help give some structure to a transition process that can feel awkward and sometimes chaotic.

And one big mistake to avoid.

07/01/2026

If you have a vacation or a road trip planned, with the rising cost of gas you may have considered an EV option when looking at rentals. But make sure to weigh all of the differences, like charging times, when making your choice. https://hubs.li/Q04j0b140