10/28/2026
All three started in the 400s. TransUnion already broke 500.
Equifax 431 to 494, +63. Experian 428 to 475, +47. TransUnion 436 to 513, +77. 187 combined points across all three bureaus, delivered straight to this client’s inbox. One bureau is out of the 400s, and the other two are right behind it.
This is what showing up for our clients actually looks like.
If your file is loaded with negatives and your scores have been stuck, we know exactly what to do.
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