The Heritage Partnership

20/07/2026

For many internationally mobile professionals, life no longer fits neatly within one country. Careers, families, assets and future retirement plans often span multiple borders.

So how are expats navigating the financial complexities that come with a global lifestyle?

Our latest Money on the Move 2026 research explores how internationally mobile individuals are approaching cross-border wealth, retirement, succession planning and financial decision-making. The findings reveal an important theme: as opportunities grow across borders, so does the need for a clear, long-term financial plan.

Swipe through some of the key findings and read the full report to see how internationally mobile individuals are planning for the future.

St. James’s Place Wealth Management

15/07/2026

Welcome to this week’s edition of The Weekly Market Watch, where we give you a quick rundown of last week’s market news in just 5 minutes:

📈Germany's Industry giant Volkswagen’s (VW) share price has been on a downward trend since 2021. It was down over 30% year-to-date as of Friday. Profits have also been under pressure for much of this time last week, VW announced a series of drastic measures to make the business more competitive. These could include the loss of 100,000 workers and up to four plant closures in Germany. Such moves would likely have to overcome powerful labour unions, though.

📊Germany isn’t the only country facing issues. The Japanese yen is currently trading against the dollar at levels not seen for 40 years.

Since 2024, the Bank of Japan (BOJ) has been selling US Treasuries to try to prop up its currency. At the same time, interest rates have gradually climbed to levels not seen in Japan since 1995 - 1.0% - to deal with demand-driven inflation and wage growth. However, that is still significantly lower than that of the Fed.

Read more here:

The famous Peking Duck found itself at the centre of an international row last week, as the EU launched an anti-dumping investigation into imports of the bird from China.

07/07/2026

Welcome to this week’s edition of The Weekly Market Watch, where we give you a quick rundown of last week’s market news in just 5 minutes:

📈June’s US jobs report, released just before markets closed for the 4th July holiday, raised quite a few eyebrows. 57,000 new jobs were created in the month, well short of the 113,000 estimate. The hospitality and leisure sectors lost jobs, at odds with expectations the FIFA World Cup would provide a boost.

The market reaction was to push stocks higher, while bond prices fell (yields move in the opposite direction). In the stock market, the rotation continued away from mega-cap AI-related companies. Previous laggards, such as healthcare and consumer-related companies rallied.

📊Alongside the disappointing jobs growth, the unemployment rate fell from 4.3% to 4.2%. Intuitively, fewer people out of work is good news, but a close examination may suggest a more worrying reason. Some analysts suggest this reflects people are dropping out of the pool of available workers, i.e a lower worker participation, maybe as baby-boomers retire, as well as there being fewer immigrants in the workforce following recent government crackdowns. It is unclear whether this workforce contraction is a one-off correction or something that could be more structural.

Read more here:

June’s US jobs report, released just before markets closed for the 4th July holiday, raised quite a few eyebrows. 57,000 new jobs were created in the month, well short of the 113,000 estimate. The hospitality and leisure sectors lost jobs, at odds with expectations the FIFA World Cup would provide...

07/07/2026

✨Our Charity Challenge. Their New Beginning✨

We're very proud to see this project come full circle. After our virtual team challenge and fundraising efforts, the new classrooms at the Frances Ita Centre are now complete and filled with children. 🏫📚

Seeing children learning in a safe, bright and welcoming space makes every kilometre covered and every donation received feel even more worthwhile.

Education creates opportunity and we're grateful to have played a part in giving these children a place to learn, grow and build their futures. 🌱📖

Every contribution made a difference and together we've helped create something that will benefit these children for years to come.

Seeing these classrooms filled with eager children is the best reward of all.❤️

30/06/2026

Just in – the latest edition of The Investor is here, this time focusing on women and wealth.

This edition explores how women’s financial power is growing and what that means for long-term planning as well as the broader economic landscape and how to approach ongoing market volatility.

It also looks at the current outlook for Europe and global markets, and covers how to help protect your family and income in the event of serious illness.

Read the latest edition here: https://indd.adobe.com/view/261be526-63fe-452f-b4f8-238fcd3b2ab4

Interested in exploring any of these topics further? Let's connect and discuss.

30/06/2026

Welcome to this week’s edition of The Weekly Market Watch, where we give you a quick rundown of last week’s market news in just 5 minutes:

📈Markets endured a tough period last week, despite oil prices finally falling to their pre-Iran conflict level.

Following a 60-day ceasefire and a memorandum of understanding signed earlier in June, Brent has fallen rapidly from its mid-May peak of $110 a barrel, reaching just over $72 a barrel last week. The last time prices were this low was on 28 February, the day the US and Israel began strikes on Iran.

📊With the price of oil dropping, and with fewer interest rate hikes priced in, it might be surprising that last week proved painful for several tech companies.

SpaceX, for example, saw a notable fall at the start of the week. Its share prices were down to around $150, from a peak of over $210 the week before.

The company was just one example in a tech sector that saw a notable reverse over the period. The tech-heavy NASDAQ finished the week down more than 4%, for example.

Read more here:

Following a 60-day ceasefire and a memorandum of understanding signed earlier in June, Brent has fallen rapidly from its mid-May peak of $110 a barrel, reaching just over $72 a barrel last week. The last time prices were this low was on 28 February, the day the US and Israel began strikes on Iran.

23/06/2026

Welcome to this week’s edition of The Weekly Market Watch, where we give you a quick rundown of last week’s market news in just 5 minutes:

📈It was a holiday-shortened week in the US, with markets ending higher. Markets also experienced their first Federal Reserve (Fed) interest rate decision under the leadership of new chair Kevin Warsh. Meanwhile we also saw the tentative reopening of Strait of Hormuz, as well as the signing of a 60-day memorandum of understanding (MOU) between the US and Iran in advance of more substantive talks.

📊After weeks of speculation and growing pressure, Keir Starmer announced his resignation as prime minister on 22 June. It comes after just under two years in office and means the UK will soon have its fifth prime minister in as many years. However, the next steps remain unclear. Even in the event of a smooth ‘coronation’ to a successor, the process could take several weeks.

Immediately after the announcement, the UK market took Starmer’s resignation largely in its stride, although the pound weakened in anticipation of his resignation. The FTSE was very marginally down while gilts held steady in the hours after the news was released on Monday morning. However, a big question, not least for markets, will be who becomes the next chancellor if, as expected, Rachel Reeves is moved from her current position.

Read more here:

After weeks of speculation and growing pressure, Keir Starmer announced his resignation as prime minister on 22 June. It comes after just under two years in office and means the UK will soon have its fifth prime minister in as many years. However, the next steps remain unclear. Even in the event of....

22/06/2026

🌟 One Day to Go! - St James's Place Webinar 🌟

Considering moving to Thailand or planning your retirement in the Land of Smiles? Before you make the leap, it's crucial to understand the financial and tax implications involved.

We are delighted to collaborate with EY to provide an overview of Thailand's tax regime. Join us as we explore tax nuances that affect foreigners living in Thailand, as well as individuals moving to Thailand. We will also share invaluable insights on the residency and immigration rules in Thailand to help you make confident decisions about your future in Thailand.

Event Details:
Tuesday, 23 June 2026
12pm - 12:45pm UAE
4pm - 4:45pm Singapore | Hong Kong
Register here: https://us02web.zoom.us/.../WN_WFJbZj3uSPuYNKZb_vhAFw...

We look forward to welcoming you there!

16/06/2026

Welcome to this week’s edition of The Weekly Market Watch, where we give you a quick rundown of last week’s market news in just 5 minutes:

📈The US and Iran have agreed on a framework peace agreement, announced late on Sunday and due to be signed later this week. The memorandum of understanding, which sent markets soaring on Monday morning, should see the immediate toll-free opening of the Strait of Hormuz.

📊While the Iran deal will likely dominate headlines over the coming days, last week the big story was the record-breaking initial public offering (IPO) of Elon Musk’s SpaceX.

The IPO shattered previous records. Shares opened at $150 on Friday, rising to $160 by the end of the day, valuing the company at over $2 trillion. This leaves the company as one of the largest in the world by market cap, above giants like Saudi Aramco, Meta, and Musk’s other business, Tesla.

Read more here:

The US and Iran have agreed on a framework peace agreement, announced late on Sunday and due to be signed later this week. The memorandum of understanding, which sent markets soaring on Monday morning, should see the immediate toll-free opening of the Strait of Hormuz.

16/06/2026

🌟 One Week to Go! - St James's Place Webinar 🌟

Considering moving to Thailand or planning your retirement in the Land of Smiles? Before you make the leap, it's crucial to understand the financial and tax implications involved.

We are delighted to collaborate with EY to provide an overview of Thailand's tax regime. Join us as we explore tax nuances that affect foreigners living in Thailand, as well as individuals moving to Thailand. We will also share invaluable insights on the residency and immigration rules in Thailand to help you make confident decisions about your future in Thailand.

Event Details:
Tuesday, 23 June 2026
12pm - 12:45pm UAE
4pm - 4:45pm Singapore | Hong Kong

Register here: https://us02web.zoom.us/.../WN_WFJbZj3uSPuYNKZb_vhAFw...

We look forward to welcoming you there! See less